Financials
Financial year 2025
NIVO - FINESS from Antwerpen, company number BE0453533693, closed financial year 2025 with a result of € 6,947 after tax. For that financial year NIVO - FINESS recorded a gross margin of € 323,992 and equity of € 541,837. Compared with financial year 2024, the result moved from € 51,786 to € 6,947. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 541,837
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,947
▼ 87% vs 2024
Profit after tax over the fiscal year.
€ 296,030
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 5,000 paid out
72 % of the profit went to the shareholders, mostly to Z-in (90 % of the shares). That is where the money ends up.
People and assets in 2025
4.3
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 222,503
▲ 10% vs 2024
€ 51,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 241,780
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 36,673
▼ 55% vs 2024
€ 18,899 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 98,315
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,153
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 1,014,507 | € 330,393 | € 323,992 | ▼ 2% |
| Profit after taxes | € 470,479 | € 51,786 | € 6,947 | ▼ 87% |
| Equity | € 528,104 | € 539,890 | € 541,837 | |
| Total debts | € 423,190 | € 604,361 | € 465,844 | ▼ 23% |
| Cash | € 355,145 | € 264,605 | € 296,030 | ▲ 12% |
| Retained profit | € 435,104 | € 446,890 | € 448,837 | |
| Dividend | € 231,000 | € 40,000 | € 5,000 | ▼ 87% |
| Bank debt | € 49,975 | € 80,980 | € 36,673 | ▼ 55% |
| Balance sheet total | € 951,294 | € 1,144,251 | € 1,007,681 | ▼ 12% |
| Employees (FTE) | 4.1 | 4.2 | 4.3 | ▲ 0.1 |
Key figures of NIVO - FINESS, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to NIVO - FINESS?
What happened at NIVO - FINESS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,947 (▼ 87% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- New establishment in Zoersel. KBO
- Start of the company according to the CBE. KBO
In short
From € 470,479 profit in 2023 to € 6,947 profit in 2025.
Paid € 86,233 in corporate taxes since 2023.
Best year ever: 2023, with € 470,479 profit.
On average € 75,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Z-in comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
NIVO - FINESSBehind NIVO - FINESS are Z-in BV, Fegato International BV and Maria Denckens. The shares are held by Z-in (90.1%).
Directors
According to the 2025 annual accounts
Managing director · represented by Hans Van den Auwelant
Managing director · represented by Bert Van den Auwelant
Maria Denckens
Director
Shareholders
90.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Koningin Elisabethlei 14A box 7
2018 Antwerpen
Oostmallebaan 93 box B
2980 Zoersel
Active since 20 October 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.533.693
- VAT number
- BE 0453.533.693
- Registered office
- Koningin Elisabethlei 14A bus 7, 2018 Antwerpen
- Names & denominations
- NIVO - FINESS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 October 1994
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Overige gespecialiseerde groothandel in voedingswaren
Groothandel in andere voedingsmiddelen, neg