What does GM GROUPE SA do?

GM GROUPE SA is an insurance broker in Mouscron. Public Limited, started on 1 July 1994, 2 establishments.

What is the address of GM GROUPE SA?

The registered office of GM GROUPE SA is located at Pater Damiaanstraat 3, 7700 Mouscron.

Is GM GROUPE SA still active?

Yes. According to the CBE (30 October 2026) GM GROUPE SA is active, legal situation “Normale toestand”, started on 1 July 1994.

Is GM GROUPE SA registered on Peppol?

Yes, GM GROUPE SA is registered on the Peppol network with ID 0208:0453515877.

What is the enterprise number of GM GROUPE SA?

The enterprise number of GM GROUPE SA is BE0453515877.

When was GM GROUPE SA founded?

GM GROUPE SA was founded on 1 July 1994.

Who are the directors of GM GROUPE SA?

According to the 2025 annual accounts, the directors of GM GROUPE SA are: GEENENS MANAGEMENT SRL, ASSURLYS SRL, AMBRASSUR SRL.

Is GM GROUPE SA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 July 1994; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did GM GROUPE SA make in 2025?

GM GROUPE SA posted a profit after taxes of € 361,410 in financial year 2025.

What is the revenue of GM GROUPE SA?

As a small company, GM GROUPE SA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,794,685.

How much does an employee at GM GROUPE SA earn?

The average wage cost per full-time employee at GM GROUPE SA was € 71,300 in 2025: staff costs of € 1.1 million for 15.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does GM GROUPE SA have?

According to the 2025 annual accounts, GM GROUPE SA has 15.2 full-time equivalents (FTE).

Does GM GROUPE SA have a website?

Yes, GM GROUPE SA has a website at gm-groupe.be.

GM GROUPE SA (Public Limited) - Mouscron - BE0453515877

Dossier GM GROUPE SA, printed on 30 October 2026 from databakkes.be/en/0453515877/gm-groupe-sa. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Shrinking team NBB

FTE fell two years in a row, from 18.5 to 15.2.

Financials

Financial year 2025

GM GROUPE SA from Mouscron, company number BE0453515877, closed financial year 2025 with a result of € 361,410 after tax. For that financial year GM GROUPE SA recorded a gross margin of € 1.8 million and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 155,316 to € 361,410. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 1.4 million

▲ 21% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 361,410

▲ 133% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 889,214

▲ 130% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 113,000 paid out

31 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

15.2

▼ 1.9 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.1 million

▼ 2% vs 2024

€ 71,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 101,989

▲ 100% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1 million

▼ 20% vs 2024

€ 289,083 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 44,032

▲ 53% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 133,053

▲ 1% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,487,847 Gross margin 2022: € 1,487,847 First fiscal year in the series	€ 1,579,432 Gross margin 2023: € 1,579,432 ▲ 6% vs 2022 (€ 1,487,847) Favourable step	€ 1,589,721 Gross margin 2024: € 1,589,721 ▲ 1% vs 2023 (€ 1,579,432) Favourable step	€ 1,794,685 Gross margin 2025: € 1,794,685 ▲ 13% vs 2024 (€ 1,589,721) Favourable step	▲ 13%
Profit after taxes	€ 91,219 Profit after taxes 2022: € 91,219 First fiscal year in the series	€ 123,022 Profit after taxes 2023: € 123,022 ▲ 35% vs 2022 (€ 91,219) Favourable step	€ 155,316 Profit after taxes 2024: € 155,316 ▲ 26% vs 2023 (€ 123,022) Favourable step	€ 361,410 Profit after taxes 2025: € 361,410 ▲ 133% vs 2024 (€ 155,316) Favourable step	▲ 133%
Equity	€ 953,537 Equity 2022: € 953,537 First fiscal year in the series	€ 1,042,809 Equity 2023: € 1,042,809 ▲ 9% vs 2022 (€ 953,537) Favourable step	€ 1,198,125 Equity 2024: € 1,198,125 ▲ 15% vs 2023 (€ 1,042,809) Favourable step	€ 1,446,535 Equity 2025: € 1,446,535 ▲ 21% vs 2024 (€ 1,198,125) Favourable step	▲ 21%
Total debts	€ 1,204,299 Total debts 2022: € 1,204,299 First fiscal year in the series	€ 920,695 Total debts 2023: € 920,695 ▼ 24% vs 2022 (€ 1,204,299) Favourable step	€ 1,431,193 Total debts 2024: € 1,431,193 ▲ 55% vs 2023 (€ 920,695) Unfavourable step	€ 1,322,957 Total debts 2025: € 1,322,957 ▼ 8% vs 2024 (€ 1,431,193) Favourable step	▼ 8%
Cash	€ 397,071 Cash 2022: € 397,071 First fiscal year in the series	€ 358,703 Cash 2023: € 358,703 ▼ 10% vs 2022 (€ 397,071) Unfavourable step	€ 386,538 Cash 2024: € 386,538 ▲ 8% vs 2023 (€ 358,703) Favourable step	€ 889,214 Cash 2025: € 889,214 ▲ 130% vs 2024 (€ 386,538) Favourable step	▲ 130%
Land & buildings	€ 828,499 Land & buildings 2022: € 828,499 First fiscal year in the series	€ 774,674 Land & buildings 2023: € 774,674 ▼ 6% vs 2022 (€ 828,499) Unchanged	€ 722,124 Land & buildings 2024: € 722,124 ▼ 7% vs 2023 (€ 774,674) Unchanged	€ 515,240 Land & buildings 2025: € 515,240 ▼ 29% vs 2024 (€ 722,124) Unchanged	▼ 29%
Retained profit	€ 879,140 Retained profit 2022: € 879,140 First fiscal year in the series	€ 968,413 Retained profit 2023: € 968,413 ▲ 10% vs 2022 (€ 879,140) Favourable step	€ 1,123,729 Retained profit 2024: € 1,123,729 ▲ 16% vs 2023 (€ 968,413) Favourable step	€ 1,372,139 Retained profit 2025: € 1,372,139 ▲ 22% vs 2024 (€ 1,123,729) Favourable step	▲ 22%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 113,000 Dividend 2025: € 113,000 Unchanged (€ 0) Unchanged
Bank debt	€ 978,193 Bank debt 2022: € 978,193 First fiscal year in the series	€ 753,715 Bank debt 2023: € 753,715 ▼ 23% vs 2022 (€ 978,193) Favourable step	€ 1,265,020 Bank debt 2024: € 1,265,020 ▲ 68% vs 2023 (€ 753,715) Unfavourable step	€ 1,010,161 Bank debt 2025: € 1,010,161 ▼ 20% vs 2024 (€ 1,265,020) Favourable step	▼ 20%
Balance sheet total	€ 2,157,835 Balance sheet total 2022: € 2,157,835 First fiscal year in the series	€ 1,963,505 Balance sheet total 2023: € 1,963,505 ▼ 9% vs 2022 (€ 2,157,835) Unchanged	€ 2,629,318 Balance sheet total 2024: € 2,629,318 ▲ 34% vs 2023 (€ 1,963,505) Unchanged	€ 2,769,492 Balance sheet total 2025: € 2,769,492 ▲ 5% vs 2024 (€ 2,629,318) Unchanged	▲ 5%
Employees (FTE)	18.9 Employees (FTE) 2022: 18.9 First fiscal year in the series	18.5 Employees (FTE) 2023: 18.5 ▼ 0.4 vs 2022 (18.9) Unchanged	17.1 Employees (FTE) 2024: 17.1 ▼ 1.4 vs 2023 (18.5) Unchanged	15.2 Employees (FTE) 2025: 15.2 ▼ 1.9 vs 2024 (17.1) Unchanged	▼ 1.9

Key figures of GM GROUPE SA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to GM GROUPE SA?

What happened at GM GROUPE SA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 361,410 (▲ 133% vs 2024). filed late Source: NBB ↗
Sep 1, 2024 New establishment in Comines-Warneton. KBO
Nov 15, 1994 New establishment in Mouscron. KBO
Jul 1, 1994 Start of the company according to the CBE. KBO

In short

From € 91,219 profit in 2022 to € 361,410 profit in 2025.

Paid € 323,585 in corporate taxes since 2022.

Best year ever: 2025, with € 361,410 profit.

On average € 118,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

GEENENS MANAGEMENT SRL ASSURLYS SRL AMBRASSUR SRL

GM GROUPE SA

Behind GM GROUPE SA are GEENENS MANAGEMENT SRL, ASSURLYS SRL and AMBRASSUR SRL.

Directors

According to the 2025 annual accounts

GEENENS MANAGEMENT SRL

Managing director · represented by AMAURY GEENENS

ASSURLYS SRL

Managing director · represented by JEAN-YVES MAQUET

AMBRASSUR SRL

Managing director · represented by AMBROISE GEENENS

Establishments

Establishment units

Physical locations of this company

Registered office

Pater Damiaanstraat 3

7700 Mouscron

2.363.628.395

Stationstraat(KOM) 57

7780 Comines-Warneton

Active since 1 September 2024

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

AIR - TRENDS

€ 381,359 gross margin · 2025

ASSURANCES GEENENS

GM IMMOBILIER

€ 44,298 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS gm-groupe.be

Technologies

Font AwesomeGoogle AnalyticsGoogle FontsGoogle Tag ManagerLightboxPHPWPBakeryWooCommerceWordPressjQuery

Hosting & Email

Email provider

Microsoft 365

Hosting

OVH, FR

DNS

OVH DNS

Website info

HTTPS Ja

Languages FR

Features

Webshop Ads

Security

✓ HTTPS

✓ SPF

✓ DMARC

Network

✓ IPv6

Details

Company number

0453.515.877

VAT number

BE 0453.515.877

Registered office

Pater Damiaanstraat 3, 7700 Mouscron

Names & denominations

GM GROUPE SA · Geenens Assurances, Geenens-Maquet Assurances, GM Assurances et GM Crédits

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 July 1994

Peppol

Active · Active since 30 Apr 2026

Contact

gm-groupe.be [email protected]

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗