Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2023; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2023
N.C.M.A. from Oud-Turnhout, company number BE0453447185, closed financial year 2023 with a result of € -347,616 after tax. For that financial year N.C.M.A. recorded a gross margin of € 240,311 and equity of € -2.2 million. Compared with financial year 2022, the result moved from € -254,596 to € -347,616. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2024.
€ -2.2 million
▼ € 347,616 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -347,616
▼ 37 % more loss than in 2022
Profit after tax over the fiscal year.
€ 52,946
▼ 31% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3.4 million.
People and assets in 2023
10.2
▼ 1.6 vs 2022
Average over the fiscal year, from the social balance sheet.
€ 471,124
▲ 1% vs 2022
€ 46,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,023
▼ 36% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2023
€ 1.3 million
Loans from banks and other lenders, long and short.
€ 999,617
▼ 8% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 94,164
▲ 23% vs 2022
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 352,533 | € 303,353 | € 240,311 | ▼ 21% |
| Profit after taxes | € -233,980 | € -254,596 | € -347,616 | ▼ € 93,020 |
| Equity | € -1,596,597 | € -1,851,193 | € -2,198,809 | ▼ € 347,616 |
| Total debts | € 3,006,619 | € 3,165,026 | € 3,173,582 | |
| Cash | € 93,076 | € 76,721 | € 52,946 | ▼ 31% |
| Retained profit | € -2,821,597 | € -3,076,193 | € -3,423,809 | ▼ € 347,616 |
| Bank debt | € 1,300,000 | € 1,300,000 | € 1,300,000 | |
| Balance sheet total | € 1,410,022 | € 1,313,833 | € 974,773 | ▼ 26% |
| Employees (FTE) | 9.9 | 11.8 | 10.2 | ▼ 1.6 |
Key figures of N.C.M.A., fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to N.C.M.A.?
What happened at N.C.M.A. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
N.C.M.A. is active according to the CBE. Legal situation: Opening faillissement.
- Marie-Aimée LOONTJENS stepped down as director. NBB
- Joseph KEERSMAEKERS stepped down as director. NBB
- New annual accounts for financial year 2023: loss of € 347,616. filed late Source: NBB ↗
- Michel KEERSMAEKERS stepped down as director. NBB
- Michel KEERSMAEKERS became a director. NBB
- Marie-Aimée LOONTJENS became a director. NBB
- Joseph KEERSMAEKERS became a director. NBB
- New establishment in Oud-Turnhout. KBO
In short
From € 233,980 loss in 2021 to € 347,616 loss in 2023.
Paid € 213 in corporate taxes since 2021.
On average € 23,600 of value added per employee in 2023.
Management
The stake of IMMOFIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
N.C.M.A.The shares are held by IMMOFIN (40.9%).
Directors
According to the 2023 annual accounts
Marie-Aimée LOONTJENS
Director
Also active at: BROUWERIJ CORSENDONK, Immofa, IMMOFIN, DRINKS LOGISTICS, WAREHOUSE INVEST, Molenbergen 1
since 2019 · until 2025
Joseph KEERSMAEKERS
Managing director
Also active at: Estancia, VIVOS, BROUWERIJ CORSENDONK, Immofa, IMMOFIN, SINGIE, VALCKENEST INVEST, Lenrec +1 more
since 2019 · until 2025
Shareholders
40.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ambachtstraat 1
2360 Oud-Turnhout
Steenweg op Mol 120
2360 Oud-Turnhout
Active since 25 September 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Estancia same network
€ 45,853 gross margin · 2025
VIVOS same network
€ 17,478 gross margin · 2025
Immofa same network
€ 266,530 gross margin · 2025
IMMOFIN same network
€ 970,087 gross margin · 2025
CIMCO same network
€ 10,827 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.447.185
- VAT number
- BE 0453.447.185
- Registered office
- Ambachtstraat 1, 2360 Oud-Turnhout
- Names & denominations
- N.C.M.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Opening faillissement
- Start date
- 25 September 1994
- Peppol
- Not registered
- Activities · NACE
Groothandel in dranken, algemeen assortiment
Overige zakelijke dienstverlening, n.e.g.
Organisatie van congressen en beurzen
Overige zakelijke dienstverlening, neg
Organisatie van salons, tentoonstellingen en beurzen
Groothandel in dranken