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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PSH from Sint-Joost-ten-Node, company number BE0452994750, closed financial year 2025 with a result of € 323,005 after tax. For that financial year PSH recorded a gross margin of € 282,458 and equity of € 324.3 million. Compared with financial year 2024, the result moved from € -93,458 to € 323,005. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 324.3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 323,005
▲ still € 93,458 loss in 2024
Profit after tax over the fiscal year.
€ 1.7 million
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 39,825 paid out
12 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 19,176
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -179,663 | € -192,627 | € -133,998 | € 282,458 | ▲ € 416,456 |
| Profit after taxes | € 218,162 | € -152,504 | € -93,458 | € 323,005 | ▲ € 416,463 |
| Equity | € 324,389,847 | € 324,197,517 | € 324,064,234 | € 324,347,414 | |
| Total debts | € 39,825 | € 97,542 | € 39,825 | € 59,001 | ▲ 48% |
| Cash | € 1,758,069 | € 1,611,333 | € 1,432,187 | € 1,734,294 | ▲ 21% |
| Retained profit | € 323,853,497 | € 323,661,167 | € 323,527,884 | € 323,811,064 | |
| Dividend | € 39,825 | € 39,825 | € 39,825 | € 39,825 | |
| Balance sheet total | € 324,429,672 | € 324,295,059 | € 324,104,059 | € 324,406,415 |
Key figures of PSH, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PSH?
What happened at PSH in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Laurent SEREZ stepped down as director. NBB
- Alain THIRION stepped down as director. NBB
- Jeroen SPINOY stepped down as director. NBB
- Renaud LORAND stepped down as director. NBB
- Werner VAN HEETVELDE stepped down as director. NBB
- Paul CALLEWAERT stepped down as director. NBB
- Hilal SOR stepped down as director. NBB
- Hilde VERNAILLEN stepped down as director. NBB
In short
From € 218,162 profit in 2022 to € 323,005 profit in 2025.
Best year ever: 2025, with € 323,005 profit.
Paid out € 159,300 in dividends to the owners in total.
Management
The stake of ProCoop comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PSHThe shares are held by ProCoop (44.5%). It owns 94.3% of P&V PREVIDIS and 93.5% of P&V ASSURANCES itself.
Directors
According to the 2025 annual accounts
Laurent SEREZ
Director
since 2025 · until 2029
since 2023 · until 2029
Renaud LORAND
Director
since 2024 · until 2028
Werner VAN HEETVELDE
Director
since 2020 · until 2028
since 2024 · until 2029
Paul CALLEWAERT
Director
since 2020 · until 2028
since 2023 · until 2025
Hilal SOR
Director
since 2020 · until 2028
since 2020 · until 2028
Shareholders
44.5%
Participations
94.3%
93.5%
Establishments
Establishment units
Physical locations of this company
Koningsstraat 151
1210 Sint-Joost-ten-Node
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →P & V Verzekeringen same network
Caisse commune d'Assurance contre les accidents du Travail La Prévoyance Sociale
Verbond der Verenigingen van Onderlinge Verzekering
€ 4,179 gross margin · 2025
Financière Botanique
€ -313,434 gross margin · 2025
Tennis les Semailles
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.994.750
- VAT number
- BE 0452.994.750
- Registered office
- Koningsstraat 151, 1210 Sint-Joost-ten-Node
- Names & denominations
- PSH
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 23 June 1994
- Peppol
- Active · Active since 1 Jan 2001