FINIQ is a joiner in Houthulst. Public Limited, started on 10 June 1994, 1 establishment.

What is the address of FINIQ?

The registered office of FINIQ is located at Stokstraat 43 box a, 8650 Houthulst.

Is FINIQ still active?

Yes. According to the CBE (16 September 2026) FINIQ is active, legal situation “Normale toestand”, started on 10 June 1994.

Is FINIQ registered on Peppol?

Yes, FINIQ is registered on the Peppol network with ID 0208:0452864195.

What is the enterprise number of FINIQ?

The enterprise number of FINIQ is BE0452864195.

When was FINIQ founded?

FINIQ was founded on 10 June 1994.

Who are the directors of FINIQ?

According to the 2025 annual accounts, the directors of FINIQ are: Jan Heethem.

Is FINIQ a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 June 1994; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINIQ make in 2025?

FINIQ recorded a loss after taxes of € 87,668 in financial year 2025.

What is the revenue of FINIQ?

As a small company, FINIQ is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 716,630.

How much does an employee at FINIQ earn?

The average wage cost per full-time employee at FINIQ was € 46,900 in 2022: staff costs of € 647,758 for 13.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

FINIQ (Public Limited) - Houthulst - BE0452864195

Dossier FINIQ, printed on 16 September 2026 from databakkes.be/en/0452864195/finiq. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FINIQ from Houthulst, company number BE0452864195, closed financial year 2025 with a result of € -87,668 after tax. For that financial year FINIQ recorded a gross margin of € 716,630 and equity of € 73,192. Compared with financial year 2024, the result moved from € 14,278 to € -87,668. The company made a loss. The buffer shrank hard: equity is 54 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 24, 2026.

What it is worth Shrank hard

€ 73,192

▼ 54% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -87,668

▼ still € 14,278 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 147,308

▲ 26% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 11,692.

People and assets in 2025

Wage cost

€ 650,089

▼ 17% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 14,910

▼ 70% vs 2024

Of which on lease € 12,743.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 350,123

▲ 14% vs 2024

€ 57,436 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 132,105

▼ 23% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 66,835

▼ 23% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 739,878 Gross margin 2022: € 739,878 First fiscal year in the series	€ 835,383 Gross margin 2023: € 835,383 ▲ 13% vs 2022 (€ 739,878) Favourable step	€ 935,329 Gross margin 2024: € 935,329 ▲ 12% vs 2023 (€ 835,383) Favourable step	€ 716,630 Gross margin 2025: € 716,630 ▼ 23% vs 2024 (€ 935,329) Unfavourable step	▼ 23%
Profit after taxes	€ -58,951 Profit after taxes 2022: € -58,951 First fiscal year in the series	€ 9,722 Profit after taxes 2023: € 9,722 ▲ € 68,673 vs 2022 (€ -58,951) Favourable step	€ 14,278 Profit after taxes 2024: € 14,278 ▲ 47% vs 2023 (€ 9,722) Favourable step	€ -87,668 Profit after taxes 2025: € -87,668 ▼ € 101,946 vs 2024 (€ 14,278) Unfavourable step	▼ € 101,946
Equity	€ 136,860 Equity 2022: € 136,860 First fiscal year in the series	€ 146,582 Equity 2023: € 146,582 ▲ 7% vs 2022 (€ 136,860) Favourable step	€ 160,860 Equity 2024: € 160,860 ▲ 10% vs 2023 (€ 146,582) Favourable step	€ 73,192 Equity 2025: € 73,192 ▼ 54% vs 2024 (€ 160,860) Unfavourable step	▼ 54%
Total debts	€ 748,934 Total debts 2022: € 748,934 First fiscal year in the series	€ 683,789 Total debts 2023: € 683,789 ▼ 9% vs 2022 (€ 748,934) Favourable step	€ 565,626 Total debts 2024: € 565,626 ▼ 17% vs 2023 (€ 683,789) Favourable step	€ 578,813 Total debts 2025: € 578,813 ▲ 2% vs 2024 (€ 565,626) Unfavourable step	▲ 2%
Cash	€ 98,580 Cash 2022: € 98,580 First fiscal year in the series	€ 150,739 Cash 2023: € 150,739 ▲ 53% vs 2022 (€ 98,580) Favourable step	€ 117,164 Cash 2024: € 117,164 ▼ 22% vs 2023 (€ 150,739) Unfavourable step	€ 147,308 Cash 2025: € 147,308 ▲ 26% vs 2024 (€ 117,164) Favourable step	▲ 26%
Retained profit	€ 75,360 Retained profit 2022: € 75,360 First fiscal year in the series	€ 85,082 Retained profit 2023: € 85,082 ▲ 13% vs 2022 (€ 75,360) Favourable step	€ 99,360 Retained profit 2024: € 99,360 ▲ 17% vs 2023 (€ 85,082) Favourable step	€ 11,692 Retained profit 2025: € 11,692 ▼ 88% vs 2024 (€ 99,360) Unfavourable step	▼ 88%
Bank debt	€ 434,079 Bank debt 2022: € 434,079 First fiscal year in the series	€ 368,773 Bank debt 2023: € 368,773 ▼ 15% vs 2022 (€ 434,079) Favourable step	€ 307,453 Bank debt 2024: € 307,453 ▼ 17% vs 2023 (€ 368,773) Favourable step	€ 350,123 Bank debt 2025: € 350,123 ▲ 14% vs 2024 (€ 307,453) Unfavourable step	▲ 14%
Balance sheet total	€ 885,794 Balance sheet total 2022: € 885,794 First fiscal year in the series	€ 830,371 Balance sheet total 2023: € 830,371 ▼ 6% vs 2022 (€ 885,794) Unchanged	€ 726,486 Balance sheet total 2024: € 726,486 ▼ 13% vs 2023 (€ 830,371) Unchanged	€ 652,005 Balance sheet total 2025: € 652,005 ▼ 10% vs 2024 (€ 726,486) Unchanged	▼ 10%
Employees (FTE)	13.8 Employees (FTE) 2022: 13.8 First fiscal year in the series	-	-	-

Key figures of FINIQ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to FINIQ?

What happened at FINIQ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 24, 2026 New annual accounts for financial year 2025: loss of € 87,668 (▼ € 101,946 vs 2024). Source: NBB ↗
2018 Jan Heethem became a director. NBB
Jul 11, 1994 New establishment in Houthulst. KBO
Jun 10, 1994 Start of the company according to the CBE. KBO

In short

From € 58,951 loss in 2022 to € 87,668 loss in 2025.

Paid € 6,887 in corporate taxes since 2022.

Best year ever: 2024, with € 14,278 profit.

On average € 53,600 of value added per employee in 2022.

Original PDFs at the National Bank ↗

A new publication or filing at FINIQ? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Jan Heethem

FINIQ

HEMARIS

Behind FINIQ is Jan Heethem. Jan Heethem is also behind HEMARIS.

See the full network in the app

Directors

According to the 2025 annual accounts

Jan Heethem

Bestuurder

Also active at: HEMARIS

since 2018

Establishments

Establishment units

Physical locations of this company

Registered office

Stokstraat 43 box a

8650 Houthulst

2.067.502.243

Stokstraat 43 box A

8650 Houthulst

Active since 11 July 1994

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

HEMARIS same network

€ 42,398 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0452.864.195

VAT number

BE 0452.864.195

Registered office

Stokstraat 43 bus a, 8650 Houthulst

Names & denominations

FINIQ

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

10 June 1994

Peppol

Active · Active since 27 Jan 2025

Activities · NACE

Schrijnwerk

Schrijnwerk van hout of van kunststof

Algemene bouw van residentiële gebouwen

Stukadoorswerk

Elektrotechnische installatiewerken van nijverheidsinrichtingen

Chapewerken

Sanitaire werkzaamheden

View on CBE Public ↗ Annual accounts (NBB) ↗

FINIQ

Financials

What happened to FINIQ?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions