Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
GEM INVESTMENT from Aartselaar, company number BE0452787189, closed financial year 2025 with a result of € -13,719 after tax. For that financial year GEM INVESTMENT recorded a gross margin of € -5,611 and equity of € 76,818. Compared with financial year 2024, the result moved from € 2,229 to € -13,719. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 76,818
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,719
▼ still € 2,229 profit in 2024
Profit after tax over the fiscal year.
€ 1,710
▲ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 58,226.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 25,864
▼ 36% vs 2024
€ 5,706 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,573
▲ 197% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,438
▼ 62% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,318 | € 10,997 | € 12,079 | € -5,611 | ▼ € 17,690 |
| Profit after taxes | € 2,629 | € 2,155 | € 2,229 | € -13,719 | ▼ € 15,948 |
| Equity | € 86,155 | € 88,309 | € 90,538 | € 76,818 | ▼ 15% |
| Total debts | € 77,369 | € 64,138 | € 47,400 | € 58,687 | ▲ 24% |
| Cash | € 9,584 | € 7,159 | € 1,059 | € 1,710 | ▲ 61% |
| Land & buildings | € 161,995 | € 157,997 | € 153,964 | € 150,327 | ▼ 2% |
| Retained profit | € 67,563 | € 69,717 | € 71,946 | € 58,226 | ▼ 19% |
| Bank debt | € 58,539 | € 49,547 | € 40,508 | € 25,864 | ▼ 36% |
| Balance sheet total | € 182,621 | € 170,715 | € 155,376 | € 152,113 | ▼ 2% |
Key figures of GEM INVESTMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GEM INVESTMENT?
What happened at GEM INVESTMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,719 (▼ € 15,948 vs 2024). filed late Source: NBB ↗
- Randy Heuten became a director. NBB
- New establishment in Aartselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,629 profit in 2022 to € 13,719 loss in 2025.
Paid € 5,843 in corporate taxes since 2022.
Best year ever: 2022, with € 2,629 profit.
Management
Behind GEM INVESTMENT is Randy Heuten. The shares are held by Garage Heuten.
Directors
According to the 2025 annual accounts
since 2024
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Cleydaellaan 16 box 10
2630 Aartselaar
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
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€ 489,844 gross margin · 2025
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€ 322,683 gross margin · 2024
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.787.189
- VAT number
- BE 0452.787.189
- Registered office
- Cleydaellaan 16 bus 10, 2630 Aartselaar
- Names & denominations
- GEM INVESTMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 1994
- Peppol
- Active · Active since 24 Nov 2023