Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 25.1 to 16.4.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PLAN & BOUW from Anzegem, company number BE0452775610, closed financial year 2025 with a result of € 1.3 million after tax. For that financial year PLAN & BOUW recorded revenue of € 15.5 million and equity of € 8.3 million. Compared with financial year 2024, the result moved from € 986,237 to € 1.3 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 8.3 million
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.3 million
▲ 33% vs 2024
Profit after tax over the fiscal year.
€ 176,717
▲ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1 million paid out
76 % of the profit went to the shareholders, mostly to GROEP G & S (100 % of the shares). That is where the money ends up.
People and assets in 2025
16.4
▼ 4.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▼ 13% vs 2024
€ 65,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 278,401
▼ 16% vs 2024
Of which on lease € 252,840.
Debts at end 2025
€ 7.1 million
▼ 34% vs 2024
€ 212,628 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 4.9 million
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 146 days on average.
€ 1.1 million
▲ 100% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 16,780,743 | € 13,116,115 | € 11,999,316 | € 15,464,505 | ▲ 29% |
| Profit after taxes | € 1,336,204 | € 1,068,851 | € 986,237 | € 1,315,059 | ▲ 33% |
| Equity | € 7,576,372 | € 7,845,223 | € 8,031,460 | € 8,346,518 | ▲ 4% |
| Total debts | € 9,674,790 | € 15,280,000 | € 19,065,948 | € 18,305,354 | ▼ 4% |
| Cash | € 76,728 | € 27,969 | € 111,156 | € 176,717 | ▲ 59% |
| Land & buildings | € 1,000,857 | € 866,848 | € 738,725 | € 612,098 | ▼ 17% |
| Retained profit | € 7,426,372 | € 7,695,223 | € 7,881,460 | € 8,196,518 | ▲ 4% |
| Dividend | € 500,000 | € 800,000 | € 800,000 | € 1,000,000 | ▲ 25% |
| Bank debt | € 5,112,939 | € 8,571,955 | € 10,694,964 | € 7,092,577 | ▼ 34% |
| Balance sheet total | € 17,251,162 | € 23,125,222 | € 27,097,408 | € 26,651,872 | ▼ 2% |
| Employees (FTE) | 23.3 | 25.1 | 21.3 | 16.4 | ▼ 4.9 |
Key figures of PLAN & BOUW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PLAN & BOUW?
What happened at PLAN & BOUW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Groep G & S nv stepped down as director. NBB
- Vikarth nv stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1.3 million (▲ 33% vs 2024). Source: NBB ↗
- Groep G & S nv became a director. NBB
- Vikarth nv became a director. NBB
- New establishment in Anzegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.3 million profit in 2022 to € 1.3 million profit in 2025.
Paid € 645,056 in corporate taxes since 2022.
Best year ever: 2022, with € 1.3 million profit.
Paid out € 3.1 million in dividends to the owners in total.
Management
The stake of GROEP G & S comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PLAN & BOUWThe shares are held by GROEP G & S (100%).
Directors
According to the 2025 annual accounts
Director · represented by Griet Defeyter
Also active at: GROUP DV PROJECTS, DV REAL ESTATE, Gr-Ont, Infra-Struct, Groep VD, BEHEERSMAATSCHAPPIJ RUYTER, Avi-Invest, Vikarth
since 2024 · until 2030
Director · represented by Stéphane Verhaeghe
Also active at: GROEP G & S, Groep VD, VVD PROJECTS, DELVERMA, BEHEERSMAATSCHAPPIJ RUYTER
since 2024 · until 2030
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grote Leiestraat 201
8570 Anzegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →GROEP G & S same network
€ 4.3 million revenue · 2025
GROUP DV PROJECTS same network
€ 670,521 gross margin · 2025
TIJDELIJKE HANDELSVENNOOTSCHAP OSBROEK INVEST
DE BRUG PROJECTS
€ -29,295 gross margin · 2025
De Vesten
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.775.610
- VAT number
- BE 0452.775.610
- Registered office
- Grote Leiestraat 201, 8570 Anzegem
- Names & denominations
- PLAN & BOUW
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 1994
- Peppol
- Active · Active since 12 Nov 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis