What does Assurances MPD do?

Assurances MPD is an insurance broker in Neupré. Private Limited, started on 19 April 1994, 1 establishment.

What is the address of Assurances MPD?

The registered office of Assurances MPD is located at Route du Condroz(N) 112, 4121 Neupré.

Is Assurances MPD still active?

Yes. According to the CBE (29 October 2026) Assurances MPD is active, legal situation “Normale toestand”, started on 19 April 1994.

Is Assurances MPD registered on Peppol?

Yes, Assurances MPD is registered on the Peppol network with ID 0208:0452479759.

What is the enterprise number of Assurances MPD?

The enterprise number of Assurances MPD is BE0452479759.

When was Assurances MPD founded?

Assurances MPD was founded on 19 April 1994.

Who are the directors of Assurances MPD?

According to the 2025 annual accounts, the directors of Assurances MPD are: Raymond MARECHAL.

Is Assurances MPD a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 19 April 1994; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Assurances MPD make in 2025?

Assurances MPD recorded a loss after taxes of € 66,582 in financial year 2025.

What is the revenue of Assurances MPD?

As a small company, Assurances MPD is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 72,397.

Assurances MPD (Private Limited) - Neupré - BE0452479759

Dossier Assurances MPD, printed on 29 October 2026 from databakkes.be/en/0452479759/assurances-mpd. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Assurances MPD from Neupré, company number BE0452479759, closed financial year 2025 with a result of € -66,582 after tax. For that financial year Assurances MPD recorded a gross margin of € 72,397 and equity of € -105,166. Compared with financial year 2024, the result moved from € 5,554 to € -66,582. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.

What it is worth Caution

€ -105,166

▼ € 66,582 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -66,582

▼ still € 5,554 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 80,658

▲ 289% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -159,703.

People and assets in 2025

Wage cost

€ 54,542

▼ 6% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 8,568

▼ 50% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 449,255

▼ 6% vs 2024

€ 133,032 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 5,628

▲ 14% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 1,503

▼ 25% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 143,453 Gross margin 2022: € 143,453 First fiscal year in the series	€ 135,218 Gross margin 2023: € 135,218 ▼ 6% vs 2022 (€ 143,453) Unfavourable step	€ 140,586 Gross margin 2024: € 140,586 ▲ 4% vs 2023 (€ 135,218) Favourable step	€ 72,397 Gross margin 2025: € 72,397 ▼ 49% vs 2024 (€ 140,586) Unfavourable step	▼ 49%
Profit after taxes	€ -28,731 Profit after taxes 2022: € -28,731 First fiscal year in the series	€ -9,461 Profit after taxes 2023: € -9,461 ▲ € 19,270 vs 2022 (€ -28,731) Favourable step	€ 5,554 Profit after taxes 2024: € 5,554 ▲ € 15,014 vs 2023 (€ -9,461) Favourable step	€ -66,582 Profit after taxes 2025: € -66,582 ▼ € 72,136 vs 2024 (€ 5,554) Unfavourable step	▼ € 72,136
Equity	€ -34,677 Equity 2022: € -34,677 First fiscal year in the series	€ -44,138 Equity 2023: € -44,138 ▼ € 9,461 vs 2022 (€ -34,677) Unfavourable step	€ -38,584 Equity 2024: € -38,584 ▲ € 5,554 vs 2023 (€ -44,138) Favourable step	€ -105,166 Equity 2025: € -105,166 ▼ € 66,582 vs 2024 (€ -38,584) Unfavourable step	▼ € 66,582
Total debts	€ 602,875 Total debts 2022: € 602,875 First fiscal year in the series	€ 542,981 Total debts 2023: € 542,981 ▼ 10% vs 2022 (€ 602,875) Favourable step	€ 544,442 Total debts 2024: € 544,442 Unchanged (€ 542,981) Unfavourable step	€ 576,777 Total debts 2025: € 576,777 ▲ 6% vs 2024 (€ 544,442) Unfavourable step	▲ 6%
Cash	€ 2,680 Cash 2022: € 2,680 First fiscal year in the series	€ 1,042 Cash 2023: € 1,042 ▼ 61% vs 2022 (€ 2,680) Unfavourable step	€ 20,708 Cash 2024: € 20,708 ▲ € 19,666 vs 2023 (€ 1,042) Favourable step	€ 80,658 Cash 2025: € 80,658 ▲ 289% vs 2024 (€ 20,708) Favourable step	▲ 289%
Retained profit	€ -84,256 Retained profit 2022: € -84,256 First fiscal year in the series	€ -93,716 Retained profit 2023: € -93,716 ▼ € 9,461 vs 2022 (€ -84,256) Unfavourable step	€ -88,163 Retained profit 2024: € -88,163 ▲ € 5,554 vs 2023 (€ -93,716) Favourable step	€ -159,703 Retained profit 2025: € -159,703 ▼ € 71,540 vs 2024 (€ -88,163) Unfavourable step	▼ € 71,540
Bank debt	€ 578,281 Bank debt 2022: € 578,281 First fiscal year in the series	€ 516,024 Bank debt 2023: € 516,024 ▼ 11% vs 2022 (€ 578,281) Favourable step	€ 478,590 Bank debt 2024: € 478,590 ▼ 7% vs 2023 (€ 516,024) Favourable step	€ 449,255 Bank debt 2025: € 449,255 ▼ 6% vs 2024 (€ 478,590) Favourable step	▼ 6%
Balance sheet total	€ 568,197 Balance sheet total 2022: € 568,197 First fiscal year in the series	€ 498,844 Balance sheet total 2023: € 498,844 ▼ 12% vs 2022 (€ 568,197) Unchanged	€ 505,859 Balance sheet total 2024: € 505,859 ▲ 1% vs 2023 (€ 498,844) Unchanged	€ 471,611 Balance sheet total 2025: € 471,611 ▼ 7% vs 2024 (€ 505,859) Unchanged	▼ 7%

Key figures of Assurances MPD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Assurances MPD?

What happened at Assurances MPD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 15, 2026 New annual accounts for financial year 2025: loss of € 66,582 (▼ € 72,136 vs 2024). filed late Source: NBB ↗
2021 Raymond MARECHAL became a director. NBB
Nov 25, 1994 New establishment in Neupré. KBO
Apr 19, 1994 Start of the company according to the CBE. KBO

In short

From € 28,731 loss in 2022 to € 66,582 loss in 2025.

Paid € 745 in corporate taxes since 2022.

Best year ever: 2024, with € 5,554 profit.

Original PDFs at the National Bank ↗

Management

Raymond MARECHAL

Assurances MPD

PROMISIA ASSURANCES

PROMISIA IMMOBILIER

BUMA

Behind Assurances MPD is Raymond MARECHAL. Raymond MARECHAL is also behind PROMISIA ASSURANCES, PROMISIA IMMOBILIER, BUMA, PROMISIA FINANCES and MARE INVEST.

Directors

According to the 2025 annual accounts

Raymond MARECHAL

Director

Also active at: PROMISIA ASSURANCES, PROMISIA IMMOBILIER, BUMA, PROMISIA FINANCES, MARE INVEST

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Route du Condroz(N) 112

4121 Neupré

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0452.479.759
VAT number: BE 0452.479.759
Registered office: Route du Condroz(N) 112, 4121 Neupré
Names & denominations: Assurances MPD
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 19 April 1994
Peppol: Active · Active since 1 Jan 2001
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗