Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPECCHIO from Gent, company number BE0452335249, closed financial year 2025 with a result of € -11,096 after tax. For that financial year SPECCHIO recorded revenue of € 69,000 and equity of € 410,610. Compared with financial year 2024, the result moved from € -8,022 to € -11,096. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 410,610
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,096
▼ 38 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3,626
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 338,717.
People and assets in 2025
€ 10,679
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 21,679
▼ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,511
▲ 27% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 69,000 | |
| Gross margin | € 52,452 | € 25,183 | € 38,164 | € 50,092 | ▲ 31% |
| Profit after taxes | € 15,740 | € -11,586 | € -8,022 | € -11,096 | ▼ € 3,074 |
| Equity | € 308,772 | € 297,185 | € 421,706 | € 410,610 | ▼ 3% |
| Total debts | € 121,549 | € 289,359 | € 350,258 | € 432,034 | ▲ 23% |
| Cash | € 32,082 | € 11,399 | € 7,929 | € 3,626 | ▼ 54% |
| Land & buildings | € 165,260 | € 300,279 | € 614,676 | € 768,210 | ▲ 25% |
| Retained profit | € 236,879 | € 225,292 | € 349,813 | € 338,717 | ▼ 3% |
| Bank debt | € 80,873 | € 47,611 | € 0 | € 0 | |
| Balance sheet total | € 432,661 | € 588,721 | € 815,005 | € 884,546 | ▲ 9% |
Key figures of SPECCHIO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPECCHIO?
What happened at SPECCHIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Analex Nv stepped down as director. NBB
- Anastasia Dumarey stepped down as director. NBB
- Katarina Dumarey stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 11,096. Source: NBB ↗
- Analex Nv became a director. NBB
- Anastasia Dumarey became a director. NBB
- Katarina Dumarey became a director. NBB
- New establishment in Gent. KBO
In short
From € 15,740 profit in 2022 to € 11,096 loss in 2025.
Paid € 1,683 in corporate taxes since 2022.
Best year ever: 2022, with € 15,740 profit.
Management
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Adriaan Walckiersdreef 9
9031 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.335.249
- VAT number
- BE 0452.335.249
- Registered office
- Adriaan Walckiersdreef 9, 9031 Gent
- Names & denominations
- SPECCHIO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 March 1994
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
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