Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHILCARS from Wervik, company number BE0452326836, closed financial year 2025 with a result of € 11,872 after tax. For that financial year PHILCARS recorded a gross margin of € 39,401 and equity of € 3,484. Compared with financial year 2024, the result moved from € -3,235 to € 11,872. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 3,484
▲ € 11,872 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,872
▲ still € 3,235 loss in 2024
Profit after tax over the fiscal year.
€ 4,940
▲ € 4,758 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -26,516.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 16,414
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 20,521
▼ 35% vs 2024
Loans from banks and other lenders, long and short.
€ 28,645
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,442
▼ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 745 | € 45,479 | € 23,593 | € 39,401 | ▲ 67% |
| Profit after taxes | € -23,051 | € 21,375 | € -3,235 | € 11,872 | ▲ € 15,107 |
| Equity | € -26,529 | € -5,154 | € -8,389 | € 3,484 | ▲ € 11,872 |
| Total debts | € 200,119 | € 200,672 | € 177,968 | € 155,760 | ▼ 12% |
| Cash | € 2,057 | € 1,072 | € 182 | € 4,940 | ▲ € 4,758 |
| Land & buildings | € 96,104 | € 92,353 | € 88,601 | € 86,100 | ▼ 3% |
| Retained profit | € -56,529 | € -35,154 | € -38,389 | € -26,516 | ▲ € 11,872 |
| Bank debt | € 69,030 | € 51,222 | € 31,732 | € 20,521 | ▼ 35% |
| Balance sheet total | € 173,590 | € 195,519 | € 169,579 | € 159,244 | ▼ 6% |
Key figures of PHILCARS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to PHILCARS?
What happened at PHILCARS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,872. Source: NBB ↗
- New establishment in Wervik. KBO
- Start of the company according to the CBE. KBO
In short
From € 23,051 loss in 2022 to € 11,872 profit in 2025.
Best year ever: 2023, with € 21,375 profit.
A new publication or filing at PHILCARS? We notify you, reason included.
Follow PHILCARSDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Philippe Verhaeghe
Director
Establishments
Establishment units
Physical locations of this company
Menensesteenweg 245
8940 Wervik
Geluwesesteenweg
8940 Wervik
Active since 27 April 1994
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.326.836
- VAT number
- BE 0452.326.836
- Registered office
- Menensesteenweg 245, 8940 Wervik
- Names & denominations
- PHILCARS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 March 1994
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Catering van evenementen
Carrosserieherstelling
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)