Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
MONATEX from Temse, company number BE0452289818, closed financial year 2024 with a result of € 98,695 after tax. For that financial year MONATEX recorded a gross margin of € 230,405 and equity of € 208,551. Compared with financial year 2023, the result moved from € 2,375 to € 98,695. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2025.
€ 208,551
▲ 90% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,695
▲ € 96,320 vs 2023
Profit after tax over the fiscal year.
€ 68,414
▲ € 65,200 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 130,551.
People and assets in 2024
3.7
Average over the fiscal year, from the social balance sheet.
€ 43,235
▲ 25% vs 2023
€ 11,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,437
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 213,665
▲ 8% vs 2023
€ 18,924 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 656,820
▲ € 574,728 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 70,238
▲ 131% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 78,811 | € 121,902 | € 69,190 | € 230,405 | ▲ 233% |
| Profit after taxes | € 36,764 | € 29,680 | € 2,375 | € 98,695 | ▲ € 96,320 |
| Equity | € 77,801 | € 107,481 | € 109,856 | € 208,551 | ▲ 90% |
| Total debts | € 222,679 | € 730,868 | € 330,032 | € 940,722 | ▲ 185% |
| Cash | € 447 | € 5,324 | € 3,214 | € 68,414 | ▲ € 65,200 |
| Retained profit | € -172,199 | € 29,481 | € 31,856 | € 130,551 | ▲ € 98,695 |
| Bank debt | € 36,604 | € 221,918 | € 197,547 | € 213,665 | ▲ 8% |
| Balance sheet total | € 300,480 | € 838,350 | € 439,888 | € 1,149,274 | ▲ 161% |
| Employees (FTE) | - | - | - | 3.7 |
Key figures of MONATEX, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to MONATEX?
What happened at MONATEX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 98,695 (▲ € 96,320 vs 2023). Source: NBB ↗
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,764 profit in 2021 to € 98,695 profit in 2024.
Paid € 83,568 in corporate taxes since 2021.
Best year ever: 2024, with € 98,695 profit.
On average € 62,300 of value added per employee in 2024.
Management
Behind MONATEX is Mouna Massini.
Directors
According to the 2024 annual accounts
Mouna Massini
Director
Establishments
Establishment units
Physical locations of this company
Cauwerburg 115 box K
9140 Temse
Cauwerburg 115
9140 Temse
Active since 27 May 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0452.289.818
- VAT number
- BE 0452.289.818
- Registered office
- Cauwerburg 115 bus K, 9140 Temse
- Names & denominations
- MONATEX · FM TRADING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 March 1994
- Peppol
- Active · Active since 13 Feb 2024
- Contact
- monatex.be [email protected] 037714515
- Activities · NACE
Groothandel in ijzer- en staalschroot en in oude non-ferrometalen
Groothandel in afval en schroot
Groothandel in weefsels, stoffen en fournituren
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)