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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CLAFER from Liège, company number BE0451957246, closed financial year 2025 with a result of € -3,991 after tax. For that financial year CLAFER recorded a gross margin of € 5,064 and equity of € 205,115. Compared with financial year 2024, the result moved from € 4,066 to € -3,991. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 8, 2026.
€ 205,115
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,991
▼ still € 4,066 profit in 2024
Profit after tax over the fiscal year.
€ 651
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 68,773.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,523
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 7,583 | € 9,104 | € 9,795 | € 5,064 | ▼ 48% |
| Profit after taxes | € 1,044 | € 1,354 | € 4,066 | € -3,991 | ▼ € 8,056 |
| Equity | € 203,686 | € 205,039 | € 209,105 | € 205,115 | ▼ 2% |
| Total debts | € 67,333 | € 65,656 | € 63,360 | € 60,080 | ▼ 5% |
| Cash | € 0 | € 1,823 | € 5,308 | € 651 | ▼ 88% |
| Land & buildings | € 37,913 | € 36,295 | € 34,676 | € 33,057 | ▼ 5% |
| Retained profit | € 67,344 | € 68,698 | € 72,764 | € 68,773 | ▼ 5% |
| Bank debt | € 517 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 271,018 | € 270,696 | € 272,465 | € 265,194 | ▼ 3% |
Key figures of CLAFER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CLAFER?
What happened at CLAFER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,991 (▼ € 8,056 vs 2024). filed late Source: NBB ↗
- Fernande Galler stepped down as director. NBB
- Claude Galler stepped down as director. NBB
- Fernande Galler became a director. NBB
- Claude Galler became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,044 profit in 2022 to € 3,991 loss in 2025.
Paid € 2,396 in corporate taxes since 2022.
Best year ever: 2024, with € 4,066 profit.
Management
Directors
According to the 2025 annual accounts
since 2015 · until 2022
since 2015 · until 2022
Establishments
Establishment units
Physical locations of this company
Boulevard Piercot 21
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
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€ 31,692 gross margin · 2025
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€ -405,425 gross margin · 2025
GALLER ASSURANCES
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
O2SWITCH, FR
Website info
Features
Security
Details
- Company number
- 0451.957.246
- VAT number
- BE 0451.957.246
- Registered office
- Boulevard Piercot 21, 4000 Liège
- Names & denominations
- CLAFER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1993
- Peppol
- Not registered
- Contact
- lepiercot.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars