Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Z-INVEST from Antwerpen, company number BE0451889049, closed financial year 2025 with a result of € 107,710 after tax. For that financial year Z-INVEST recorded a gross margin of € 160,188 and equity of € 916,328. Compared with financial year 2024, the result moved from € 19,004 to € 107,710. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 916,328
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 107,710
▲ € 88,706 vs 2024
Profit after tax over the fiscal year.
€ 26,887
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 631,328.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 20,578
▼ 69% vs 2024
€ 5,958 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 480
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,354
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 40,586 | € 27,563 | € 33,655 | € 160,188 | ▲ € 126,533 |
| Profit after taxes | € 604 | € -18,242 | € 19,004 | € 107,710 | ▲ € 88,706 |
| Equity | € 807,856 | € 789,615 | € 808,618 | € 916,328 | ▲ 13% |
| Total debts | € 260,487 | € 90,270 | € 72,013 | € 69,282 | ▼ 4% |
| Cash | € 183,644 | € 38,645 | € 57,661 | € 26,887 | ▼ 53% |
| Retained profit | € 522,856 | € 504,615 | € 523,618 | € 631,328 | ▲ 21% |
| Bank debt | € 250,720 | € 79,456 | € 66,070 | € 20,578 | ▼ 69% |
| Balance sheet total | € 1,087,174 | € 898,023 | € 897,828 | € 1,001,865 | ▲ 12% |
Key figures of Z-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z-INVEST?
What happened at Z-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 107,710 (▲ € 88,706 vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 604 profit in 2022 to € 107,710 profit in 2025.
Paid € 38,354 in corporate taxes since 2022.
Best year ever: 2025, with € 107,710 profit.
A new publication or filing at Z-INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HOBEX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Z-INVESTBehind Z-INVEST are Rogier Ambtman and Roland Ambtman. The shares are held by HOBEX (100%).
Establishments
Establishment units
Physical locations of this company
Lange Koepoortstraat 2 box 103
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.889.049
- VAT number
- BE 0451.889.049
- Registered office
- Lange Koepoortstraat 2 bus 103, 2000 Antwerpen
- Names & denominations
- Z-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1993
- Peppol
- Active · Active since 16 Dec 2024