What does A+ ASSURANCES do?

A+ ASSURANCES is an insurance broker in Waterloo. Private Limited, started on 29 December 1993, 2 establishments.

What is the address of A+ ASSURANCES?

The registered office of A+ ASSURANCES is located at Drève Richelle 161 O box 107, 1410 Waterloo.

Is A+ ASSURANCES still active?

Yes. According to the CBE (31 October 2026) A+ ASSURANCES is active, legal situation “Normale toestand”, started on 29 December 1993.

Is A+ ASSURANCES registered on Peppol?

No, A+ ASSURANCES is currently not registered on the Peppol network.

What is the enterprise number of A+ ASSURANCES?

The enterprise number of A+ ASSURANCES is BE0451829364.

When was A+ ASSURANCES founded?

A+ ASSURANCES was founded on 29 December 1993.

Who owns A+ ASSURANCES?

The shares are held by LASNE FINANCE.

Is A+ ASSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 December 1993; 5 annual accounts filed, latest fiscal year 2025; 2 establishments in the CBE.

How much profit did A+ ASSURANCES make in 2025?

A+ ASSURANCES posted a profit after taxes of € 1,779 in financial year 2025.

What is the revenue of A+ ASSURANCES?

As a small company, A+ ASSURANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 140,810.

How much does an employee at A+ ASSURANCES earn?

The average wage cost per full-time employee at A+ ASSURANCES was € 40,400 in 2025: staff costs of € 121,158 for 3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does A+ ASSURANCES have?

According to the 2025 annual accounts, A+ ASSURANCES has 3 full-time equivalents (FTE).

A+ ASSURANCES (Private Limited) - Waterloo

Dossier A+ ASSURANCES, printed on 31 October 2026 from databakkes.be/en/0451829364/a-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

16 other companies have their registered office at the same address; threshold 10.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

A+ ASSURANCES from Waterloo, company number BE0451829364, closed financial year 2025 with a result of € 1,779 after tax. For that financial year A+ ASSURANCES recorded a gross margin of € 140,810 and equity of € 34,937. Compared with financial year 2024, the result moved from € 490 to € 1,779. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 4, 2026.

What it is worth Growing

€ 34,937

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 1,779

▲ 263% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9,131

▼ 11% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 34,937.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 121,158

▲ 3% vs 2024

€ 40,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 36,251

▲ 27% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 10,750

€ 2,504 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 3,701

▼ 28% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 15,710

▲ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 113,948 Gross margin 2022: € 113,948 First fiscal year in the series	€ 118,435 Gross margin 2023: € 118,435 ▲ 4% vs 2022 (€ 113,948) Favourable step	€ 140,387 Gross margin 2024: € 140,387 ▲ 19% vs 2023 (€ 118,435) Favourable step	€ 140,810 Gross margin 2025: € 140,810 Unchanged (€ 140,387) Favourable step
Profit after taxes	€ 1,320 Profit after taxes 2022: € 1,320 First fiscal year in the series	€ 511 Profit after taxes 2023: € 511 ▼ 61% vs 2022 (€ 1,320) Unfavourable step	€ 490 Profit after taxes 2024: € 490 ▼ 4% vs 2023 (€ 511) Unfavourable step	€ 1,779 Profit after taxes 2025: € 1,779 ▲ 263% vs 2024 (€ 490) Favourable step	▲ 263%
Equity	€ 52,648 Equity 2022: € 52,648 First fiscal year in the series	€ 32,668 Equity 2023: € 32,668 ▼ 38% vs 2022 (€ 52,648) Unfavourable step	€ 33,158 Equity 2024: € 33,158 ▲ 1% vs 2023 (€ 32,668) Favourable step	€ 34,937 Equity 2025: € 34,937 ▲ 5% vs 2024 (€ 33,158) Favourable step	▲ 5%
Total debts	€ 35,496 Total debts 2022: € 35,496 First fiscal year in the series	€ 23,716 Total debts 2023: € 23,716 ▼ 33% vs 2022 (€ 35,496) Favourable step	€ 21,532 Total debts 2024: € 21,532 ▼ 9% vs 2023 (€ 23,716) Favourable step	€ 44,064 Total debts 2025: € 44,064 ▲ 105% vs 2024 (€ 21,532) Unfavourable step	▲ 105%
Cash	€ 22,188 Cash 2022: € 22,188 First fiscal year in the series	€ 14,768 Cash 2023: € 14,768 ▼ 33% vs 2022 (€ 22,188) Unfavourable step	€ 10,267 Cash 2024: € 10,267 ▼ 30% vs 2023 (€ 14,768) Unfavourable step	€ 9,131 Cash 2025: € 9,131 ▼ 11% vs 2024 (€ 10,267) Unfavourable step	▼ 11%
Land & buildings	€ 21,858 Land & buildings 2022: € 21,858 First fiscal year in the series	€ 18,800 Land & buildings 2023: € 18,800 ▼ 14% vs 2022 (€ 21,858) Unchanged	€ 15,743 Land & buildings 2024: € 15,743 ▼ 16% vs 2023 (€ 18,800) Unchanged	€ 12,685 Land & buildings 2025: € 12,685 ▼ 19% vs 2024 (€ 15,743) Unchanged	▼ 19%
Retained profit	€ 34,056 Retained profit 2022: € 34,056 First fiscal year in the series	€ 32,668 Retained profit 2023: € 32,668 ▼ 4% vs 2022 (€ 34,056) Unfavourable step	€ 33,158 Retained profit 2024: € 33,158 ▲ 1% vs 2023 (€ 32,668) Favourable step	€ 34,937 Retained profit 2025: € 34,937 ▲ 5% vs 2024 (€ 33,158) Favourable step	▲ 5%
Bank debt	€ 5,444 Bank debt 2022: € 5,444 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 5,444) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 10,750 Bank debt 2025: € 10,750 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 88,144 Balance sheet total 2022: € 88,144 First fiscal year in the series	€ 56,384 Balance sheet total 2023: € 56,384 ▼ 36% vs 2022 (€ 88,144) Unchanged	€ 54,690 Balance sheet total 2024: € 54,690 ▼ 3% vs 2023 (€ 56,384) Unchanged	€ 79,001 Balance sheet total 2025: € 79,001 ▲ 44% vs 2024 (€ 54,690) Unchanged	▲ 44%
Employees (FTE)	3 Employees (FTE) 2022: 3 First fiscal year in the series	3 Employees (FTE) 2023: 3 Unchanged (3) Unchanged	3 Employees (FTE) 2024: 3 Unchanged (3) Unchanged	3 Employees (FTE) 2025: 3 Unchanged (3) Unchanged

Key figures of A+ ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to A+ ASSURANCES?

What happened at A+ ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 4, 2026 New annual accounts for financial year 2025: profit of € 1,779 (▲ 263% vs 2024). filed late Source: NBB ↗
Jun 1, 2023 New establishment in Waterloo. KBO
Feb 3, 1995 New establishment in Watermaal-Bosvoorde. KBO
Dec 29, 1993 Start of the company according to the CBE. KBO

In short

From € 1,320 profit in 2022 to € 1,779 profit in 2025.

Paid € 2,160 in corporate taxes since 2022.

Best year ever: 2025, with € 1,779 profit.

On average € 46,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Establishments

Establishment units

Physical locations of this company

Registered office

Drève Richelle 161 O box 107

1410 Waterloo

2.070.121.342

Terhulpsesteenweg 150

1170 Watermaal-Bosvoorde

Active since 3 February 1995

2.352.796.267

Drève Richelle 161 box 107

1410 Waterloo

Active since 1 June 2023

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0451.829.364

VAT number

BE 0451.829.364

Registered office

Drève Richelle 161 O bus 107, 1410 Waterloo

Names & denominations

A+ ASSURANCES

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

29 December 1993

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗