What does BOVEN - SCHEPERS & PARTNERS do?

BOVEN - SCHEPERS & PARTNERS is an insurance broker in Tessenderlo-Ham. Private Limited, started on 30 December 1993, 1 establishment.

What is the address of BOVEN - SCHEPERS & PARTNERS?

The registered office of BOVEN - SCHEPERS & PARTNERS is located at Diesterstraat (C) 35, 3980 Tessenderlo-Ham.

Is BOVEN - SCHEPERS & PARTNERS still active?

Yes. According to the CBE (30 October 2026) BOVEN - SCHEPERS & PARTNERS is active, legal situation “Normale toestand”, started on 30 December 1993.

Is BOVEN - SCHEPERS & PARTNERS registered on Peppol?

Yes, BOVEN - SCHEPERS & PARTNERS is registered on the Peppol network with ID 0208:0451823525.

What is the enterprise number of BOVEN - SCHEPERS & PARTNERS?

The enterprise number of BOVEN - SCHEPERS & PARTNERS is BE0451823525.

When was BOVEN - SCHEPERS & PARTNERS founded?

BOVEN - SCHEPERS & PARTNERS was founded on 30 December 1993.

Who are the directors of BOVEN - SCHEPERS & PARTNERS?

According to the 2025 annual accounts, the directors of BOVEN - SCHEPERS & PARTNERS are: Havile BV, Gert Schepers BV, Stijn Boven BV.

Is BOVEN - SCHEPERS & PARTNERS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 December 1993; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did BOVEN - SCHEPERS & PARTNERS make in 2025?

BOVEN - SCHEPERS & PARTNERS posted a profit after taxes of € 139,166 in financial year 2025.

What is the revenue of BOVEN - SCHEPERS & PARTNERS?

As a small company, BOVEN - SCHEPERS & PARTNERS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 635,663.

How much does an employee at BOVEN - SCHEPERS & PARTNERS earn?

The average wage cost per full-time employee at BOVEN - SCHEPERS & PARTNERS was € 68,100 in 2025: staff costs of € 367,597 for 5.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does BOVEN - SCHEPERS & PARTNERS have?

According to the 2025 annual accounts, BOVEN - SCHEPERS & PARTNERS has 5.4 full-time equivalents (FTE).

BOVEN - SCHEPERS & PARTNERS (Private Limited)

Dossier BOVEN - SCHEPERS & PARTNERS, printed on 30 October 2026 from databakkes.be/en/0451823525/boven-schepers-partners. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

BOVEN - SCHEPERS & PARTNERS from Tessenderlo-Ham, company number BE0451823525, closed financial year 2025 with a result of € 139,166 after tax. For that financial year BOVEN - SCHEPERS & PARTNERS recorded a gross margin of € 635,663 and equity of € 387,929. Compared with financial year 2024, the result moved from € 83,062 to € 139,166. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Growing

€ 387,929

▲ 42% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 139,166

▲ 68% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 177,120

▲ 99% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 24,983 paid out

18 % of the profit went to the shareholders, mostly to GERT SCHEPERS (50 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

5.4

▼ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 367,597

▲ 3% vs 2024

€ 68,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 138,248

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 120,364

▼ 16% vs 2024

€ 54,654 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 47,521

▲ € 35,658 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 35,105

▼ 33% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 596,748 Gross margin 2022: € 596,748 First fiscal year in the series	€ 649,584 Gross margin 2023: € 649,584 ▲ 9% vs 2022 (€ 596,748) Favourable step	€ 541,555 Gross margin 2024: € 541,555 ▼ 17% vs 2023 (€ 649,584) Unfavourable step	€ 635,663 Gross margin 2025: € 635,663 ▲ 17% vs 2024 (€ 541,555) Favourable step	▲ 17%
Profit after taxes	€ 221,250 Profit after taxes 2022: € 221,250 First fiscal year in the series	€ 202,666 Profit after taxes 2023: € 202,666 ▼ 8% vs 2022 (€ 221,250) Unfavourable step	€ 83,062 Profit after taxes 2024: € 83,062 ▼ 59% vs 2023 (€ 202,666) Unfavourable step	€ 139,166 Profit after taxes 2025: € 139,166 ▲ 68% vs 2024 (€ 83,062) Favourable step	▲ 68%
Equity	€ 118,018 Equity 2022: € 118,018 First fiscal year in the series	€ 240,683 Equity 2023: € 240,683 ▲ 104% vs 2022 (€ 118,018) Favourable step	€ 273,745 Equity 2024: € 273,745 ▲ 14% vs 2023 (€ 240,683) Favourable step	€ 387,929 Equity 2025: € 387,929 ▲ 42% vs 2024 (€ 273,745) Favourable step	▲ 42%
Total debts	€ 384,593 Total debts 2022: € 384,593 First fiscal year in the series	€ 347,107 Total debts 2023: € 347,107 ▼ 10% vs 2022 (€ 384,593) Favourable step	€ 235,366 Total debts 2024: € 235,366 ▼ 32% vs 2023 (€ 347,107) Favourable step	€ 202,989 Total debts 2025: € 202,989 ▼ 14% vs 2024 (€ 235,366) Favourable step	▼ 14%
Cash	€ 415,731 Cash 2022: € 415,731 First fiscal year in the series	€ 223,076 Cash 2023: € 223,076 ▼ 46% vs 2022 (€ 415,731) Unfavourable step	€ 88,956 Cash 2024: € 88,956 ▼ 60% vs 2023 (€ 223,076) Unfavourable step	€ 177,120 Cash 2025: € 177,120 ▲ 99% vs 2024 (€ 88,956) Favourable step	▲ 99%
Retained profit	€ 99,418 Retained profit 2022: € 99,418 First fiscal year in the series	€ 222,083 Retained profit 2023: € 222,083 ▲ 123% vs 2022 (€ 99,418) Favourable step	€ 255,145 Retained profit 2024: € 255,145 ▲ 15% vs 2023 (€ 222,083) Favourable step	€ 369,329 Retained profit 2025: € 369,329 ▲ 45% vs 2024 (€ 255,145) Favourable step	▲ 45%
Dividend	€ 270,000 Dividend 2022: € 270,000 First fiscal year in the series	€ 80,000 Dividend 2023: € 80,000 ▼ 70% vs 2022 (€ 270,000) Unchanged	€ 50,000 Dividend 2024: € 50,000 ▼ 37% vs 2023 (€ 80,000) Unchanged	€ 24,983 Dividend 2025: € 24,983 ▼ 50% vs 2024 (€ 50,000) Unchanged	▼ 50%
Bank debt	€ 23,145 Bank debt 2022: € 23,145 First fiscal year in the series	€ 231,374 Bank debt 2023: € 231,374 ▲ € 208,229 vs 2022 (€ 23,145) Unfavourable step	€ 143,349 Bank debt 2024: € 143,349 ▼ 38% vs 2023 (€ 231,374) Favourable step	€ 120,364 Bank debt 2025: € 120,364 ▼ 16% vs 2024 (€ 143,349) Favourable step	▼ 16%
Balance sheet total	€ 502,611 Balance sheet total 2022: € 502,611 First fiscal year in the series	€ 587,791 Balance sheet total 2023: € 587,791 ▲ 17% vs 2022 (€ 502,611) Unchanged	€ 509,111 Balance sheet total 2024: € 509,111 ▼ 13% vs 2023 (€ 587,791) Unchanged	€ 590,918 Balance sheet total 2025: € 590,918 ▲ 16% vs 2024 (€ 509,111) Unchanged	▲ 16%
Employees (FTE)	4.8 Employees (FTE) 2022: 4.8 First fiscal year in the series	5.3 Employees (FTE) 2023: 5.3 ▲ 0.5 vs 2022 (4.8) Unchanged	5.7 Employees (FTE) 2024: 5.7 ▲ 0.4 vs 2023 (5.3) Unchanged	5.4 Employees (FTE) 2025: 5.4 ▼ 0.3 vs 2024 (5.7) Unchanged	▼ 0.3

Key figures of BOVEN - SCHEPERS & PARTNERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BOVEN - SCHEPERS & PARTNERS?

What happened at BOVEN - SCHEPERS & PARTNERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 30, 2026 New annual accounts for financial year 2025: profit of € 139,166 (▲ 68% vs 2024). Source: NBB ↗
Mar 25, 1994 New establishment in Tessenderlo-Ham. KBO
Dec 30, 1993 Start of the company according to the CBE. KBO

In short

From € 221,250 profit in 2022 to € 139,166 profit in 2025.

Paid € 255,097 in corporate taxes since 2022.

Best year ever: 2022, with € 221,250 profit.

On average € 117,700 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

GERT SCHEPERS 50%

Havile 33.3%

STIJN BOVEN 33.3%

The stake of GERT SCHEPERS, Havile, STIJN BOVEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

BOVEN - SCHEPERS & PARTNERS

Behind BOVEN - SCHEPERS & PARTNERS are Havile BV, Gert Schepers BV and Stijn Boven BV. The shares are held by GERT SCHEPERS (50%), Havile (33.3%) and STIJN BOVEN (33.3%).

Directors

According to the 2025 annual accounts

Havile BV

Director · represented by Max Van Der Linden

Gert Schepers BV

Director · represented by Gert Schepers

Also active at: IMMO CAMPS-BOVEN

Stijn Boven BV

Director · represented by Stijn Boven

Also active at: IMMO CAMPS-BOVEN

Shareholders

GERT SCHEPERS

50%

Havile

33.3%

STIJN BOVEN

33.3%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Diesterstraat (C) 35

3980 Tessenderlo-Ham

2.066.115.242

Dekenijstraat 19

3980 Tessenderlo-Ham

Active since 25 March 1994

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

IMMO CAMPS-BOVEN same network

€ 41,329 gross margin · 2025

CAMPS-BOVEN-DONCKERS BTW EENHEID

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0451.823.525

VAT number

BE 0451.823.525

Registered office

Diesterstraat (C) 35, 3980 Tessenderlo-Ham

Names & denominations

BOVEN - SCHEPERS & PARTNERS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

30 December 1993

Peppol

Active · Active since 2 Jan 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

BOVEN - SCHEPERS & PARTNERS

Financials

What happened to BOVEN - SCHEPERS & PARTNERS?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions