What does ONESTO WOONPUNT do?

ONESTO WOONPUNT is filed with the CBE under the catch-all “Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen”, a code that says little about what the company actually does. Private Limited, started on 21 June 1993, 2 establishments.

What is the address of ONESTO WOONPUNT?

The registered office of ONESTO WOONPUNT is located at Graaf van Loonstraat 15 box 1, 3580 Beringen.

Is ONESTO WOONPUNT still active?

Yes. According to the CBE (29 October 2026) ONESTO WOONPUNT is active, legal situation “Normale toestand”, started on 21 June 1993.

Is ONESTO WOONPUNT registered on Peppol?

Yes, ONESTO WOONPUNT is registered on the Peppol network with ID 0208:0450367337.

What is the enterprise number of ONESTO WOONPUNT?

The enterprise number of ONESTO WOONPUNT is BE0450367337.

When was ONESTO WOONPUNT founded?

ONESTO WOONPUNT was founded on 21 June 1993.

Who are the directors of ONESTO WOONPUNT?

According to the 2025 annual accounts, the directors of ONESTO WOONPUNT are: David GOVAERT, Hans VERMEULEN.

Is ONESTO WOONPUNT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 June 1993; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did ONESTO WOONPUNT make in 2025?

ONESTO WOONPUNT recorded a loss after taxes of € 114,722 in financial year 2025.

What is the revenue of ONESTO WOONPUNT?

As a small company, ONESTO WOONPUNT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 128,717.

How much does an employee at ONESTO WOONPUNT earn?

The average wage cost per full-time employee at ONESTO WOONPUNT was € 81,100 in 2025: staff costs of € 146,015 for 1.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ONESTO WOONPUNT have?

According to the 2025 annual accounts, ONESTO WOONPUNT has 1.8 full-time equivalents (FTE).

ONESTO WOONPUNT (Private Limited) - Beringen

Dossier ONESTO WOONPUNT, printed on 29 October 2026 from databakkes.be/en/0450367337/onesto-woonpunt. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

ONESTO WOONPUNT from Beringen, company number BE0450367337, closed financial year 2025 with a result of € -114,722 after tax. For that financial year ONESTO WOONPUNT recorded a gross margin of € 128,717 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € -101,255 to € -114,722. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 11, 2026.

What it is worth Healthy

€ 1.6 million

▼ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -114,722

▼ 13 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 29,829

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -348,883.

People and assets in 2025

Full-time equivalents

1.8

▼ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 146,015

▼ 15% vs 2024

€ 81,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 10,100

▲ 80% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 17,385

▼ 23% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 254,899 Gross margin 2022: € 254,899 First fiscal year in the series	€ 184,487 Gross margin 2023: € 184,487 ▼ 28% vs 2022 (€ 254,899) Unfavourable step	€ 297,811 Gross margin 2024: € 297,811 ▲ 61% vs 2023 (€ 184,487) Favourable step	€ 128,717 Gross margin 2025: € 128,717 ▼ 57% vs 2024 (€ 297,811) Unfavourable step	▼ 57%
Profit after taxes	€ -8,169 Profit after taxes 2022: € -8,169 First fiscal year in the series	€ -114,515 Profit after taxes 2023: € -114,515 ▼ € 106,346 vs 2022 (€ -8,169) Unfavourable step	€ -101,255 Profit after taxes 2024: € -101,255 ▲ € 13,260 vs 2023 (€ -114,515) Favourable step	€ -114,722 Profit after taxes 2025: € -114,722 ▼ € 13,467 vs 2024 (€ -101,255) Unfavourable step	▼ € 13,467
Equity	€ 1,288,245 Equity 2022: € 1,288,245 First fiscal year in the series	€ 1,773,642 Equity 2023: € 1,773,642 ▲ 38% vs 2022 (€ 1,288,245) Favourable step	€ 1,672,387 Equity 2024: € 1,672,387 ▼ 6% vs 2023 (€ 1,773,642) Unfavourable step	€ 1,557,665 Equity 2025: € 1,557,665 ▼ 7% vs 2024 (€ 1,672,387) Unfavourable step	▼ 7%
Total debts	€ 513,816 Total debts 2022: € 513,816 First fiscal year in the series	€ 582,070 Total debts 2023: € 582,070 ▲ 13% vs 2022 (€ 513,816) Unfavourable step	€ 708,815 Total debts 2024: € 708,815 ▲ 22% vs 2023 (€ 582,070) Unfavourable step	€ 509,956 Total debts 2025: € 509,956 ▼ 28% vs 2024 (€ 708,815) Favourable step	▼ 28%
Cash	€ 148,402 Cash 2022: € 148,402 First fiscal year in the series	€ 88,804 Cash 2023: € 88,804 ▼ 40% vs 2022 (€ 148,402) Unfavourable step	€ 29,725 Cash 2024: € 29,725 ▼ 67% vs 2023 (€ 88,804) Unfavourable step	€ 29,829 Cash 2025: € 29,829 Unchanged (€ 29,725) Favourable step
Retained profit	€ 318,069 Retained profit 2022: € 318,069 First fiscal year in the series	€ -132,906 Retained profit 2023: € -132,906 ▼ € 450,975 vs 2022 (€ 318,069) Unfavourable step	€ -234,161 Retained profit 2024: € -234,161 ▼ € 101,255 vs 2023 (€ -132,906) Unfavourable step	€ -348,883 Retained profit 2025: € -348,883 ▼ € 114,722 vs 2024 (€ -234,161) Unfavourable step	▼ € 114,722
Balance sheet total	€ 1,802,060 Balance sheet total 2022: € 1,802,060 First fiscal year in the series	€ 2,355,712 Balance sheet total 2023: € 2,355,712 ▲ 31% vs 2022 (€ 1,802,060) Unchanged	€ 2,466,203 Balance sheet total 2024: € 2,466,203 ▲ 5% vs 2023 (€ 2,355,712) Unchanged	€ 2,152,621 Balance sheet total 2025: € 2,152,621 ▼ 13% vs 2024 (€ 2,466,203) Unchanged	▼ 13%
Employees (FTE)	2.2 Employees (FTE) 2022: 2.2 First fiscal year in the series	2.1 Employees (FTE) 2023: 2.1 ▼ 0.1 vs 2022 (2.2) Unchanged	2.1 Employees (FTE) 2024: 2.1 Unchanged (2.1) Unchanged	1.8 Employees (FTE) 2025: 1.8 ▼ 0.3 vs 2024 (2.1) Unchanged	▼ 0.3

Key figures of ONESTO WOONPUNT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ONESTO WOONPUNT?

What happened at ONESTO WOONPUNT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 David GOVAERT stepped down as director. NBB
2029 Hans VERMEULEN stepped down as director. NBB
May 11, 2026 New annual accounts for financial year 2025: loss of € 114,722. Source: NBB ↗
2025 David GOVAERT became a director. NBB
2025 Hans VERMEULEN became a director. NBB
Jan 1, 2014 New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
Nov 27, 2001 New establishment in Beringen. KBO
Jun 21, 1993 Start of the company according to the CBE. KBO

In short

From € 8,169 loss in 2022 to € 114,722 loss in 2025.

On average € 71,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Onesto Kredietmaatschappij 61.7%

Onesto Woonkrediet Voor Vlaanderen 38.4%

The stake of Onesto Kredietmaatschappij, Onesto Woonkrediet Voor Vlaanderen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

ONESTO WOONPUNT

DUWOLIM 74.2%

The shares are held by Onesto Kredietmaatschappij (61.7%) and Onesto Woonkrediet Voor Vlaanderen (38.4%). It owns 74.2% of DUWOLIM itself.

Directors

According to the 2025 annual accounts

David GOVAERT

Director

since 2025 · until 2029

Hans VERMEULEN

Managing director

Also active at: DUWOLIM

since 2025 · until 2029

Shareholders

Onesto Kredietmaatschappij

61.7%

Onesto Woonkrediet Voor Vlaanderen

38.4%

Participations

DUWOLIM

74.2%

Establishments

Establishment units

Physical locations of this company

Registered office

Graaf van Loonstraat 15 box 1

3580 Beringen

2.230.092.455

Albert Panisstraat(BEV) 8 box 2

9120 Beveren-Kruibeke-Zwijndrecht

Active since 1 January 2014

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Onesto Kredietmaatschappij same network

€ 3.6 million revenue · 2025

DUWOLIM same network

€ 1.8 million gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0450.367.337
VAT number: BE 0450.367.337
Registered office: Graaf van Loonstraat 15 bus 1, 3580 Beringen
Names & denominations: ONESTO WOONPUNT
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 21 June 1993
Peppol: Active · Active since 25 Jul 2025
Activities · NACE: Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

View on CBE Public ↗ Annual accounts (NBB) ↗