Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Dera Immo from Quiévrain, company number BE0450072179, closed financial year 2025 with a result of € 71,620 after tax. For that financial year Dera Immo recorded a gross margin of € 242,027 and equity of € 531,971. Compared with financial year 2024, the result moved from € 55,187 to € 71,620. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 10, 2026.
€ 531,971
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 71,620
▲ 30% vs 2024
Profit after tax over the fiscal year.
€ 25,704
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 466,971.
People and assets in 2025
€ 2,130
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 748,454
▼ 9% vs 2024
€ 93,466 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 4,481
▲ € 3,771 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,648
▲ € 8,485 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 642,014 | € 290,466 | € 225,145 | € 242,027 | ▲ 7% |
| Profit after taxes | € -181,867 | € 100,170 | € 55,187 | € 71,620 | ▲ 30% |
| Equity | € 785,325 | € 436,987 | € 460,352 | € 531,971 | ▲ 16% |
| Total debts | € 886,227 | € 1,543,669 | € 1,401,346 | € 983,386 | ▼ 30% |
| Cash | € 127,828 | € 3,636 | € 24,033 | € 25,704 | ▲ 7% |
| Land & buildings | € 1,221,631 | € 1,533,854 | € 1,470,303 | € 1,388,511 | ▼ 6% |
| Retained profit | € 720,325 | € 371,987 | € 395,352 | € 466,971 | ▲ 18% |
| Dividend | € 0 | € 448,508 | € 31,822 | € 0 | ▼ 100% |
| Bank debt | € 433,160 | € 731,409 | € 825,983 | € 748,454 | ▼ 9% |
| Balance sheet total | € 1,671,552 | € 1,980,656 | € 1,861,698 | € 1,515,357 | ▼ 19% |
| Employees (FTE) | 6.5 | - | - | - |
Key figures of Dera Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Dera Immo?
What happened at Dera Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 71,620 (▲ 30% vs 2024). filed late Source: NBB ↗
- New establishment in Saint-Ghislain. KBO
- New establishment in Saint-Ghislain. KBO
- New establishment in Boussu. KBO
- Start of the company according to the CBE. KBO
In short
From € 181,867 loss in 2022 to € 71,620 profit in 2025.
Paid € 112,915 in corporate taxes since 2022.
Best year ever: 2023, with € 100,170 profit.
On average € 98,800 of value added per employee in 2022.
Management
Behind Dera Immo are BERTRAND DERAMAIX and ISABELLE DI GIOSIA. BERTRAND DERAMAIX is also behind HSA IMMO and FUNERAILLES DERAMAIX.
Directors
According to the 2025 annual accounts
ISABELLE DI GIOSIA
Director
Establishments
Establishment units
Physical locations of this company
Rue des Wagnons 9
7380 Quiévrain
Rue de Valenciennes(B)
7300 Boussu
Active since 26 August 1993
Place de Tertre(T) 5 box B
7333 Saint-Ghislain
Active since 1 January 2010
Rue Robert Leclercq(B) 2
7331 Saint-Ghislain
Active since 1 January 2010
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0450.072.179
- VAT number
- BE 0450.072.179
- Registered office
- Rue des Wagnons 9, 7380 Quiévrain
- Names & denominations
- Dera Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 May 1993
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
Uitvaartverzorging
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