Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HYPO-GESTION from Sint-Pieters-Woluwe, company number BE0449987948, closed financial year 2025 with a result of € -18,915 after tax. For that financial year HYPO-GESTION recorded a gross margin of € 72,768 and equity of € 502,340. Compared with financial year 2024, the result moved from € -47,819 to € -18,915. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 502,340
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,915
▲ 60 % less loss than in 2024
Profit after tax over the fiscal year.
€ 241
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 427,972.
Debts at end 2025
€ 526,707
▼ 6% vs 2024
€ 57,691 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 9,728
▼ 68% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 108,883 | € 91,035 | € 62,099 | € 72,768 | ▲ 17% |
| Profit after taxes | € 1,225 | € -17,034 | € -47,819 | € -18,915 | ▲ € 28,904 |
| Equity | € 586,107 | € 569,073 | € 521,254 | € 502,340 | ▼ 4% |
| Total debts | € 882,928 | € 846,352 | € 823,375 | € 756,335 | ▼ 8% |
| Cash | € 1,056 | - | - | € 241 | |
| Land & buildings | € 1,189,469 | € 1,126,843 | € 1,064,217 | € 1,017,997 | ▼ 4% |
| Retained profit | € 511,739 | € 494,705 | € 446,886 | € 427,972 | ▼ 4% |
| Bank debt | € 684,629 | € 604,630 | € 562,660 | € 526,707 | ▼ 6% |
| Balance sheet total | € 1,630,482 | € 1,570,192 | € 1,492,716 | € 1,400,081 | ▼ 6% |
Key figures of HYPO-GESTION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HYPO-GESTION?
What happened at HYPO-GESTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,915. Source: NBB ↗
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,225 profit in 2022 to € 18,915 loss in 2025.
Best year ever: 2022, with € 1,225 profit.
Management
Behind HYPO-GESTION is Alain-Olivier Dewit. It owns 50% of CHA D itself.
Directors
According to the 2025 annual accounts
Alain-Olivier Dewit
Director
Also active at: LOLA D, A.D. PERFORMANCES, CHA D, IMMO 123, AD ONE AND PARTNERS
Establishments
Establishment units
Physical locations of this company
Kerkstraat 123-125
1150 Sint-Pieters-Woluwe
Kerkstraat 127
1150 Sint-Pieters-Woluwe
Active since 24 November 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →LOLA D same network
€ 24,266 gross margin · 2025
A.D. PERFORMANCES same network
€ 1.2 million gross margin · 2025
CHA D same network
€ 141,981 gross margin · 2025
IMMO 123 same network
€ 47,173 gross margin · 2025
STOCKEL 4 YOU A.S.B.L.
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.987.948
- VAT number
- BE 0449.987.948
- Registered office
- Kerkstraat 123-125, 1150 Sint-Pieters-Woluwe
- Names & denominations
- HYPO-GESTION
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 1993
- Peppol
- Not registered