Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHILOSOPHIE from Plombières, company number BE0449832451, closed financial year 2025 with a result of € 18,169 after tax. For that financial year PHILOSOPHIE recorded a gross margin of € 39,787 and equity of € 148,165. Compared with financial year 2024, the result moved from € 24,857 to € 18,169. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 148,165
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,169
▼ 27% vs 2024
Profit after tax over the fiscal year.
€ 1,796
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -37,859.
People and assets in 2025
€ 7,191
▲ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 26,834
▼ 54% vs 2024
Loans from banks and other lenders, long and short.
€ 5,377
▲ € 4,063 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 302
▼ 81% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 40,703 | € 24,196 | € 50,578 | € 39,787 | ▼ 21% |
| Profit after taxes | € -20,501 | € -19,091 | € 24,857 | € 18,169 | ▼ 27% |
| Equity | € 124,231 | € 105,139 | € 129,996 | € 148,165 | ▲ 14% |
| Total debts | € 141,097 | € 117,605 | € 73,447 | € 50,136 | ▼ 32% |
| Cash | € 35,903 | € 18,838 | € 13,606 | € 1,796 | ▼ 87% |
| Land & buildings | € 181,013 | € 171,044 | € 161,075 | € 151,096 | ▼ 6% |
| Retained profit | € -61,793 | € -80,885 | € -56,028 | € -37,859 | ▲ € 18,169 |
| Bank debt | € 121,985 | € 90,518 | € 58,803 | € 26,834 | ▼ 54% |
| Balance sheet total | € 284,931 | € 241,051 | € 220,453 | € 214,013 | ▼ 3% |
Key figures of PHILOSOPHIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHILOSOPHIE?
What happened at PHILOSOPHIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,169 (▼ 27% vs 2024). filed late Source: NBB ↗
- Cunégonde Janine Schonmacker became a director. NBB
- New establishment in Plombières. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,501 loss in 2022 to € 18,169 profit in 2025.
Paid € 1 in corporate taxes since 2022.
Best year ever: 2024, with € 24,857 profit.
Management
Behind PHILOSOPHIE are Cunégonde Janine Schonmacker and Marc Hubert Krickel. The same people are also behind HERCOMA.
Establishments
Establishment units
Physical locations of this company
Rue de Birken 3
4850 Plombières
Place communale 35
4850 Plombières
Active since 26 April 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.832.451
- VAT number
- BE 0449.832.451
- Registered office
- Rue de Birken 3, 4850 Plombières
- Names & denominations
- PHILOSOPHIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 April 1993
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Gastenkamers
Cafés en bars
Eetgelegenheden met beperkte bediening