Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Inter - Budget Construct from Gent, company number BE0449804440, closed financial year 2025 with a result of € 5,077 after tax. For that financial year Inter - Budget Construct recorded a gross margin of € 5,478 and equity of € 36,912. Compared with financial year 2024, the result moved from € 5,598 to € 5,077. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 36,912
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,077
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 19,266
▲ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 18,320.
Debts at end 2025
€ 85,007
Loans from banks and other lenders, long and short.
€ 558
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,054
▲ € 2,420 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,345 | € 61 | € 6,176 | € 5,478 | ▼ 11% |
| Profit after taxes | € -2,311 | € -1,080 | € 5,598 | € 5,077 | ▼ 9% |
| Equity | € 27,316 | € 26,236 | € 31,834 | € 36,912 | ▲ 16% |
| Total debts | € 85,757 | € 85,703 | € 86,177 | € 88,619 | ▲ 3% |
| Cash | € 5,311 | € 5,673 | € 11,705 | € 19,266 | ▲ 65% |
| Land & buildings | € 103,642 | € 102,223 | € 102,100 | € 101,977 | |
| Retained profit | € 8,724 | € 7,644 | € 13,242 | € 18,320 | ▲ 38% |
| Bank debt | € 85,007 | € 85,007 | € 85,007 | € 85,007 | |
| Balance sheet total | € 113,073 | € 111,939 | € 118,011 | € 125,530 | ▲ 6% |
Key figures of Inter - Budget Construct, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Inter - Budget Construct?
What happened at Inter - Budget Construct in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,077 (▼ 9% vs 2024). Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,311 loss in 2022 to € 5,077 profit in 2025.
Best year ever: 2024, with € 5,598 profit.
Management
Behind Inter - Budget Construct are Monique D'Houwer and Ann Van Oostrum. Ann Van Oostrum is also behind INTERBUDGET CONSTRUCT HEBBERECHT.
Directors
According to the 2025 annual accounts
Monique D'Houwer
Director
Establishments
Establishment units
Physical locations of this company
Ravenstraat 13
9032 Gent
Stropstraat 85 C
9000 Gent
Active since 2 June 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.804.440
- VAT number
- BE 0449.804.440
- Registered office
- Ravenstraat 13, 9032 Gent
- Names & denominations
- Inter - Budget Construct
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 March 1993
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Schrijnwerk
Schrijnwerk van hout of van kunststof