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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERZEKERINGSKANTOOR VAN HEMEL from Lille, company number BE0449692097, closed financial year 2025 with a result of € 7,543 after tax. For that financial year VERZEKERINGSKANTOOR VAN HEMEL recorded a gross margin of € 1,408 and equity of € 77,830. Compared with financial year 2024, the result moved from € -1,631 to € 7,543. Profitable, and profit is growing. The buffer shrank hard: equity is 75 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 77,830
▼ 75% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,543
▲ still € 1,631 loss in 2024
Profit after tax over the fiscal year.
€ 12,935
▲ € 12,185 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 235,527 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 15
▼ 23% vs 2024
Loans from banks and other lenders, long and short.
€ 2,000
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,495 | € -12,069 | € -10,873 | € 1,408 | ▲ € 12,281 |
| Profit after taxes | € -1,879 | € -2,808 | € -1,631 | € 7,543 | ▲ € 9,174 |
| Equity | € 310,253 | € 307,444 | € 305,814 | € 77,830 | ▼ 75% |
| Total debts | € 26,215 | € 39,310 | € 47,024 | € 55,287 | ▲ 18% |
| Cash | € 13 | € 753 | € 751 | € 12,935 | ▲ € 12,185 |
| Land & buildings | € 64,500 | € 64,500 | € 64,500 | - | |
| Retained profit | € 248,253 | € 245,444 | € 243,814 | € 15,830 | ▼ 94% |
| Dividend | € 0 | € 0 | € 0 | € 235,527 | |
| Bank debt | € 19 | € 19 | € 19 | € 15 | ▼ 23% |
| Balance sheet total | € 336,467 | € 346,754 | € 352,837 | € 133,117 | ▼ 62% |
Key figures of VERZEKERINGSKANTOOR VAN HEMEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGSKANTOOR VAN HEMEL?
What happened at VERZEKERINGSKANTOOR VAN HEMEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,543. filed late Source: NBB ↗
- New establishment in Lille. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,879 loss in 2022 to € 7,543 profit in 2025.
Paid € 12 in corporate taxes since 2022.
Best year ever: 2025, with € 7,543 profit.
Paid out € 235,527 in dividends to the owners in total.
Management
Behind VERZEKERINGSKANTOOR VAN HEMEL is Jef Van Hemel. Jef Van Hemel is also behind VAN HEMEL, JEF VAN HEMEL, SUSY SCHOOFS, VIMATCO and HET DOLLE BROODJE.
Directors
According to the 2025 annual accounts
Jef Van Hemel
Director
Also active at: VAN HEMEL, JEF VAN HEMEL, SUSY SCHOOFS, VIMATCO, HET DOLLE BROODJE
Establishments
Establishment units
Physical locations of this company
Kerkstraat 25
2275 Lille
Kerkstraat 25 box 4
2275 Lille
Active since 2 March 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →VAN HEMEL same network
€ 48,216 gross margin · 2025
JEF VAN HEMEL same network
€ -4,431 gross margin · 2025
SUSY SCHOOFS same network
€ -11,728 gross margin · 2025
BRAMON
€ 4,299 gross margin · 2025
VIMATCO same network
€ -2,013 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.692.097
- VAT number
- BE 0449.692.097
- Registered office
- Kerkstraat 25, 2275 Lille
- Names & denominations
- VERZEKERINGSKANTOOR VAN HEMEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 February 1993
- Peppol
- Not registered