Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2024; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 54.3 to 14.9.
Financials
Financial year 2024
DISVALE from Fexhe-le-Haut-Clocher, company number BE0449663888, closed financial year 2024 with a result of € 161,958 after tax. For that financial year DISVALE recorded a gross margin of € 803,933 and equity of € 771,376. Compared with financial year 2023, the result moved from € 139,755 to € 161,958. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.
€ 771,376
▲ 6% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 161,958
▲ 16% vs 2023
Profit after tax over the fiscal year.
€ 200,180
▲ 5% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 115,000 paid out
71 % of the profit went to the shareholders, mostly to DISVALE INVEST (100 % of the shares). That is where the money ends up.
People and assets in 2024
14.9
▼ 38.4 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 439,296
▼ 10% vs 2023
€ 29,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,117
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 476,002
▼ 19% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 109,863
▲ 46% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 793,606 | € 724,858 | € 817,874 | € 803,933 | ▼ 2% |
| Profit after taxes | € 201,343 | € 136,053 | € 139,755 | € 161,958 | ▲ 16% |
| Equity | € 617,377 | € 694,662 | € 724,418 | € 771,376 | ▲ 6% |
| Total debts | € 904,933 | € 701,480 | € 777,618 | € 706,117 | ▼ 9% |
| Cash | € 103,710 | € 21,653 | € 191,466 | € 200,180 | ▲ 5% |
| Land & buildings | € 1,042,515 | € 990,875 | € 879,868 | € 770,312 | ▼ 12% |
| Retained profit | € 542,377 | € 619,662 | € 649,418 | € 696,376 | ▲ 7% |
| Dividend | € 111,745 | € 58,768 | € 110,000 | € 115,000 | ▲ 5% |
| Bank debt | € 267,848 | € 163,817 | € 0 | € 0 | |
| Balance sheet total | € 1,522,311 | € 1,396,143 | € 1,502,035 | € 1,477,493 | ▼ 2% |
| Employees (FTE) | 39.5 | 54.3 | 53.3 | 14.9 | ▼ 38.4 |
Key figures of DISVALE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to DISVALE?
What happened at DISVALE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 161,958 (▲ 16% vs 2023). filed late Source: NBB ↗
- New establishment in Fexhe-le-Haut-Clocher. KBO
- Start of the company according to the CBE. KBO
In short
From € 201,343 profit in 2021 to € 161,958 profit in 2024.
Paid € 227,797 in corporate taxes since 2021.
Best year ever: 2021, with € 201,343 profit.
On average € 54,000 of value added per employee in 2024.
Management
The stake of DISVALE INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DISVALEBehind DISVALE is MARCEL VANVINCKENROYE . The shares are held by DISVALE INVEST (100%).
Directors
According to the 2024 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grand'Route 292
4347 Fexhe-le-Haut-Clocher
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.663.888
- VAT number
- BE 0449.663.888
- Registered office
- Grand'Route 292, 4347 Fexhe-le-Haut-Clocher
- Names & denominations
- DISVALE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 1993
- Peppol
- Active · Active since 31 Dec 2025
- Contact
- [email protected] 085/61 29 06
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)