Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CLAIR - OBSCUR Photography from Elsene, company number BE0449079118, closed financial year 2025 with a result of € -32,067 after tax. For that financial year CLAIR - OBSCUR Photography recorded a gross margin of € -14,567 and equity of € 29,133. Compared with financial year 2024, the result moved from € -17,453 to € -32,067. The company made a loss. The buffer shrank hard: equity is 52 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 29,133
▼ 52% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,067
▼ 84 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 10,541.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 19,743
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2,341
▼ 73% vs 2024
Loans from banks and other lenders, long and short.
€ 3,187
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,917
▼ 52% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,662 | € 24,472 | € -1,395 | € -14,567 | ▼ € 13,171 |
| Profit after taxes | € 26,479 | € 6,793 | € -17,453 | € -32,067 | ▼ € 14,614 |
| Equity | € 71,859 | € 78,652 | € 61,199 | € 29,133 | ▼ 52% |
| Total debts | € 70,961 | € 24,248 | € 21,500 | € 7,445 | ▼ 65% |
| Cash | € 6,185 | € 15,075 | - | - | |
| Retained profit | € 53,267 | € 60,060 | € 42,607 | € 10,541 | ▼ 75% |
| Bank debt | € 3,174 | € 12,462 | € 8,739 | € 2,341 | ▼ 73% |
| Balance sheet total | € 142,820 | € 102,900 | € 82,699 | € 36,577 | ▼ 56% |
Key figures of CLAIR - OBSCUR Photography, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CLAIR - OBSCUR Photography?
What happened at CLAIR - OBSCUR Photography in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,067. Source: NBB ↗
- New establishment in Etterbeek. KBO
- Jean-Michel BYL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 26,479 profit in 2022 to € 32,067 loss in 2025.
Paid € 19,461 in corporate taxes since 2022.
Best year ever: 2022, with € 26,479 profit.
A new publication or filing at CLAIR - OBSCUR Photography? We notify you, reason included.
Follow CLAIR - OBSCUR PhotographyDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CLAIR - OBSCUR Photography is Jean-Michel BYL.
Directors
According to the 2025 annual accounts
Jean-Michel BYL
Manager
since 1992
Establishments
Establishment units
Physical locations of this company
Scepterstraat 23
1050 Elsene
Skepterstraat 23
1040 Etterbeek
Active since 27 January 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.079.118
- VAT number
- BE 0449.079.118
- Registered office
- Scepterstraat 23, 1050 Elsene
- Names & denominations
- CLAIR - OBSCUR Photography
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1992
- Peppol
- Active · Active since 1 Dec 2025
- Activities · NACE
Prepress- en premediadiensten
Prepress-activiteiten
Activiteiten van fotografen, met uitzondering van persfotografen
Overige fotografische activiteiten
Fotolaboratoria
Fotostudio's en overige fotografische activiteiten