Financials
Financial year 2025
CUM LAUDE LOCI from Gent, company number BE0449053580, closed financial year 2025 with a result of € 231,364 after tax. For that financial year CUM LAUDE LOCI recorded a gross margin of € 442,704 and equity of € 980,805. Compared with financial year 2024, the result moved from € 237,288 to € 231,364. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.
€ 980,805
▲ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 231,364
▼ 2% vs 2024
Profit after tax over the fiscal year.
€ 274,479
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
22 % of the profit went to the shareholders, mostly to EUREKA PROPERTY INVEST (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 23,756
▲ 88% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,582
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▲ 5% vs 2024
€ 43,304 is repaid this year. At this pace the long-term loan is gone in ≈ 34 years.
€ 15,762
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,339
▲ € 9,514 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 294,420 | € 315,010 | € 469,612 | € 442,704 | ▼ 6% |
| Profit after taxes | € 159,391 | € 166,598 | € 237,288 | € 231,364 | ▼ 2% |
| Equity | € 510,554 | € 617,152 | € 799,440 | € 980,805 | ▲ 23% |
| Total debts | € 2,491,804 | € 2,414,637 | € 1,867,730 | € 1,852,525 | ▼ 1% |
| Cash | € 336,786 | € 303,713 | € 281,782 | € 274,479 | ▼ 3% |
| Land & buildings | € 2,697,327 | € 2,713,363 | € 1,170,927 | € 1,202,985 | ▲ 3% |
| Retained profit | € 386,607 | € 493,205 | € 675,494 | € 856,858 | ▲ 27% |
| Dividend | € 60,000 | € 60,000 | € 55,000 | € 50,000 | ▼ 9% |
| Bank debt | € 2,204,359 | € 2,092,374 | € 1,456,123 | € 1,530,442 | ▲ 5% |
| Balance sheet total | € 3,050,059 | € 3,031,789 | € 2,667,170 | € 2,833,330 | ▲ 6% |
Key figures of CUM LAUDE LOCI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 March 2027.
What happened to CUM LAUDE LOCI?
What happened at CUM LAUDE LOCI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 231,364 (▼ 2% vs 2024). Source: NBB ↗
- EUREKA PROPERTY INVEST BV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 159,391 profit in 2022 to € 231,364 profit in 2025.
Paid € 294,774 in corporate taxes since 2022.
Best year ever: 2024, with € 237,288 profit.
Paid out € 225,000 in dividends to the owners in total.
Management
The stake of EUREKA PROPERTY INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CUM LAUDE LOCIBehind CUM LAUDE LOCI is EUREKA PROPERTY INVEST BV. The shares are held by EUREKA PROPERTY INVEST (99.5%).
Directors
According to the 2025 annual accounts
Director · represented by Peter Van Gerven
since 2016
Shareholders
99.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Coupure 529
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.053.580
- VAT number
- BE 0449.053.580
- Registered office
- Coupure 529, 9000 Gent
- Names & denominations
- CUM LAUDE LOCI · C.L.L.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 1992
- Peppol
- Active · Active since 17 Jun 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur van woningen, exclusief sociale woningen