Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
ABG Bankagenten from Herentals, company number BE0448926292, closed financial year 2024 with a result of € 20,511 after tax. For that financial year ABG Bankagenten recorded a gross margin of € 148,939 and equity of € 25,939. Compared with financial year 2023, the result moved from € -9,511 to € 20,511. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2025.
€ 25,939
▲ 58% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,511
▲ still € 9,511 loss in 2023
Profit after tax over the fiscal year.
€ 67,196
▲ 205% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 11,000 paid out
54 % of the profit went to the shareholders, mostly to KRIS AERTS CONSULTING (100 % of the shares). That is where the money ends up.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 56,126
▲ 1% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 48,243
▼ 25% vs 2023
Of which on lease € 36,078.
Debts at end 2024
€ 66,252
▼ 33% vs 2023
€ 24,153 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 6,707
▲ 162% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 25,377
▲ 192% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 115,991 | € 122,445 | € 111,986 | € 148,939 | ▲ 33% |
| Profit after taxes | € 14,792 | € 15,965 | € -9,511 | € 20,511 | ▲ € 30,021 |
| Equity | € 25,939 | € 25,939 | € 16,428 | € 25,939 | ▲ 58% |
| Total debts | € 146,360 | € 163,239 | € 183,593 | € 180,084 | ▼ 2% |
| Cash | € 11,503 | € 13,505 | € 22,052 | € 67,196 | ▲ 205% |
| Land & buildings | € 8,341 | € 17,259 | € 22,326 | € 19,447 | ▼ 13% |
| Retained profit | € 5,939 | € 5,939 | € -3,572 | € 5,939 | ▲ € 9,511 |
| Dividend | € 14,792 | € 15,965 | € 0 | € 11,000 | |
| Bank debt | € 57,315 | € 65,333 | € 98,547 | € 66,252 | ▼ 33% |
| Balance sheet total | € 172,300 | € 189,179 | € 200,022 | € 206,023 | ▲ 3% |
| Employees (FTE) | 0.8 | 0.8 | 0.8 | 0.8 |
Key figures of ABG Bankagenten, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ABG Bankagenten?
What happened at ABG Bankagenten in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 20,511. filed late Source: NBB ↗
- New establishment in Herentals. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,792 profit in 2021 to € 20,511 profit in 2024.
Paid € 42,361 in corporate taxes since 2021.
Best year ever: 2024, with € 20,511 profit.
Paid out € 41,756 in dividends to the owners in total.
A new publication or filing at ABG Bankagenten? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of KRIS AERTS CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ABG BankagentenBehind ABG Bankagenten is Kris Aerts. The shares are held by KRIS AERTS CONSULTING (100%).
Directors
According to the 2024 annual accounts
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kloosterstraat(HRT) 15 box 201
2200 Herentals
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.926.292
- VAT number
- BE 0448.926.292
- Registered office
- Kloosterstraat(HRT) 15 bus 201, 2200 Herentals
- Names & denominations
- ABG Bankagenten
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 1992
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.