Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BUSINESS et CONSTRUCTION de CHARLEROI from Ham-sur-Heure-Nalinnes, company number BE0448916790, closed financial year 2025 with a result of € 178,946 after tax. For that financial year BUSINESS et CONSTRUCTION de CHARLEROI recorded a gross margin of € 517,163 and equity of € 419,640. Compared with financial year 2024, the result moved from € -336,641 to € 178,946. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 419,640
▲ 74% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 178,946
▲ still € 336,641 loss in 2024
Profit after tax over the fiscal year.
€ 1,198
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -457,123.
People and assets in 2025
€ 4,193
▼ 47% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.9 million
▼ 29% vs 2024
€ 215,434 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 88,905
▲ € 86,479 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,854
▼ 25% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 179,598 | € 381,544 | € 53,772 | € 517,163 | ▲ € 463,391 |
| Profit after taxes | € -88,147 | € 13,753 | € -336,641 | € 178,946 | ▲ € 515,588 |
| Equity | € 563,582 | € 577,335 | € 240,694 | € 419,640 | ▲ 74% |
| Total debts | € 3,780,485 | € 4,646,950 | € 4,662,939 | € 3,576,189 | ▼ 23% |
| Cash | € 7,884 | € 6,877 | € 5,361 | € 1,198 | ▼ 78% |
| Land & buildings | € 3,249,480 | € 3,471,934 | € 4,148,867 | € 2,878,248 | ▼ 31% |
| Retained profit | € -313,181 | € -299,428 | € -636,069 | € -457,123 | ▲ € 178,946 |
| Bank debt | € 2,717,732 | € 3,039,727 | € 2,691,796 | € 1,898,896 | ▼ 29% |
| Balance sheet total | € 4,435,754 | € 5,311,688 | € 4,986,751 | € 4,074,663 | ▼ 18% |
Key figures of BUSINESS et CONSTRUCTION de CHARLEROI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUSINESS et CONSTRUCTION de CHARLEROI?
What happened at BUSINESS et CONSTRUCTION de CHARLEROI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 178,946. Source: NBB ↗
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 88,147 loss in 2022 to € 178,946 profit in 2025.
Best year ever: 2025, with € 178,946 profit.
Management
Behind BUSINESS et CONSTRUCTION de CHARLEROI is THIERRY BALERIAUX. It owns 33% of STO Promotions and 12% of 6001VEST itself.
Directors
According to the 2025 annual accounts
THIERRY BALERIAUX
Manager
Also active at: WOLUTEC, ESPACE SUD INVEST, JURION-DISTRICOAL, IMMO WALCOURT HORTI SANTE, IMMO FROIDCHAPELLE CYCLO SANTE, IMMO HAM SUR HEURE SANTE, IMMO CHIMAY SPORT SANTE, CDW
Establishments
Establishment units
Physical locations of this company
Rue d'Acoz(NAL) 9 box B
6120 Ham-sur-Heure-Nalinnes
Rue Grogerie(NAL) 16
6120 Ham-sur-Heure-Nalinnes
Active since 16 April 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →BIG DATA SERVICES
€ 911,647 revenue · 2025
GROUPE DELAUNOIT
€ 619,915 revenue · 2025
PATIDI
€ 18,665 gross margin · 2025
IACI
€ -112,368 gross margin · 2025
IMMO 3
€ -713 gross margin · 2025
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.916.790
- VAT number
- BE 0448.916.790
- Registered office
- Rue d'Acoz(NAL) 9 bus B, 6120 Ham-sur-Heure-Nalinnes
- Names & denominations
- BUSINESS et CONSTRUCTION de CHARLEROI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 1992
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
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