Financials
Financial year 2024
QUATTRO ASSUR from Courcelles, company number BE0448766045, closed financial year 2024 with a result of € 114,810 after tax. For that financial year QUATTRO ASSUR recorded a gross margin of € 250,016 and equity of € 908,677. Compared with financial year 2023, the result moved from € 67,227 to € 114,810. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 15, 2026.
€ 908,677
▲ 14% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 114,810
▲ 71% vs 2023
Profit after tax over the fiscal year.
€ 195,199
▲ 106% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 888,226.
People and assets in 2024
€ 31,300
▲ 16% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 60,939
▲ 101% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 51,515
▼ 11% vs 2023
€ 6,734 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 7,003
▼ 39% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 3,759
▼ 64% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 138,996 | € 167,287 | € 150,399 | € 250,016 | ▲ 66% |
| Profit after taxes | € 68,271 | € 72,313 | € 67,227 | € 114,810 | ▲ 71% |
| Equity | € 654,327 | € 726,640 | € 793,868 | € 908,677 | ▲ 14% |
| Total debts | € 76,483 | € 70,053 | € 81,378 | € 64,066 | ▼ 21% |
| Cash | € 361,452 | € 402,285 | € 94,563 | € 195,199 | ▲ 106% |
| Land & buildings | € 262,418 | € 247,773 | € 638,899 | € 605,602 | ▼ 5% |
| Retained profit | € 635,735 | € 708,048 | € 773,417 | € 888,226 | ▲ 15% |
| Bank debt | € 70,896 | € 64,496 | € 57,987 | € 51,515 | ▼ 11% |
| Balance sheet total | € 730,811 | € 796,693 | € 875,246 | € 972,743 | ▲ 11% |
Key figures of QUATTRO ASSUR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to QUATTRO ASSUR?
What happened at QUATTRO ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 114,810 (▲ 71% vs 2023). filed late Source: NBB ↗
- New establishment in Courcelles. KBO
- New establishment in Courcelles. KBO
- Start of the company according to the CBE. KBO
In short
From € 68,271 profit in 2021 to € 114,810 profit in 2024.
Paid € 78,491 in corporate taxes since 2021.
Best year ever: 2024, with € 114,810 profit.
Management
Behind QUATTRO ASSUR is LINDA FERRARI.
Directors
According to the 2024 annual accounts
LINDA FERRARI
Director
Establishments
Establishment units
Physical locations of this company
Rue Emile Vandervelde(ST) 125
6182 Courcelles
Rue Jules Mattez(ST) 4
6182 Courcelles
Active since 24 August 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.766.045
- VAT number
- BE 0448.766.045
- Registered office
- Rue Emile Vandervelde(ST) 125, 6182 Courcelles
- Names & denominations
- QUATTRO ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 1992
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Cafés en bars