Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VILEYN CONSULT VERZEKERINGEN from Aalter, company number BE0448345381, closed financial year 2025 with a result of € 85,224 after tax. For that financial year VILEYN CONSULT VERZEKERINGEN recorded a gross margin of € 595,341 and equity of € 554,938. Compared with financial year 2024, the result moved from € 62,957 to € 85,224. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 554,938
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 85,224
▲ 35% vs 2024
Profit after tax over the fiscal year.
€ 12,809
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 539,750.
People and assets in 2025
4.4
▲ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 349,297
▲ 36% vs 2024
€ 79,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,106
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 207,330
▼ 28% vs 2024
€ 61,199 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 6,307
▲ 290% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,877
▲ 35% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 443,623 | € 373,425 | € 429,642 | € 595,341 | ▲ 39% |
| Profit after taxes | € 125,002 | € 73,431 | € 62,957 | € 85,224 | ▲ 35% |
| Equity | € 333,326 | € 406,757 | € 469,714 | € 554,938 | ▲ 18% |
| Total debts | € 187,037 | € 123,251 | € 369,347 | € 486,640 | ▲ 32% |
| Cash | € 50,430 | € 49,920 | € 18,451 | € 12,809 | ▼ 31% |
| Retained profit | € 318,138 | € 391,569 | € 454,526 | € 539,750 | ▲ 19% |
| Bank debt | € 73,089 | € 47,366 | € 287,551 | € 207,330 | ▼ 28% |
| Balance sheet total | € 520,363 | € 530,008 | € 839,060 | € 1,041,578 | ▲ 24% |
| Employees (FTE) | 2.8 | 2.8 | 3.2 | 4.4 | ▲ 1.2 |
Key figures of VILEYN CONSULT VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VILEYN CONSULT VERZEKERINGEN?
What happened at VILEYN CONSULT VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 85,224 (▲ 35% vs 2024). Source: NBB ↗
- Rafael Van de Velde became a director. NBB
- Vileyn Consult became a director. NBB
- New establishment in Brugge. KBO
- New establishment in Aalter. KBO
- Start of the company according to the CBE. KBO
In short
From € 125,002 profit in 2022 to € 85,224 profit in 2025.
Paid € 158,870 in corporate taxes since 2022.
Best year ever: 2022, with € 125,002 profit.
On average € 135,300 of value added per employee in 2025.
Management
The stake of Vileyn Consult comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VILEYN CONSULT VERZEKERINGENBehind VILEYN CONSULT VERZEKERINGEN are Rafael Van de Velde and Vileyn Consult. The shares are held by Vileyn Consult (100%). It owns Aquilae itself.
Directors
According to the 2025 annual accounts
Rafael Van de Velde
Director
since 2023
since 2023
Shareholders
100%
Participations
Establishments
Establishment units
Physical locations of this company
Hoefijzer 54
9880 Aalter
Koning Albert I-laan 94
8200 Brugge
Active since 1 January 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0448.345.381
- VAT number
- BE 0448.345.381
- Registered office
- Hoefijzer 54, 9880 Aalter
- Names & denominations
- VILEYN CONSULT VERZEKERINGEN · V.C.V.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 September 1992
- Peppol
- Active · Active since 14 Nov 2025
- Contact
- vileynconsult.be
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