Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SPEAKING from Antwerpen, company number BE0448103574, closed financial year 2025 with a result of € -2,911 after tax. For that financial year SPEAKING recorded a gross margin of € 18,488 and equity of € 188,331. Compared with financial year 2024, the result moved from € -4,886 to € -2,911. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ 188,331
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,911
▲ 40 % less loss than in 2024
Profit after tax over the fiscal year.
€ 26,592
▼ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 175,937.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 15,310
▼ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7,613
▼ 39% vs 2024
€ 5,327 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 2,882
▲ € 2,419 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 41,506 | € 37,828 | € 19,498 | € 18,488 | ▼ 5% |
| Profit after taxes | € 21,222 | € 5,737 | € -4,886 | € -2,911 | ▲ € 1,975 |
| Equity | € 190,391 | € 196,128 | € 191,242 | € 188,331 | ▼ 2% |
| Total debts | € 15,113 | € 29,470 | € 14,075 | € 10,979 | ▼ 22% |
| Cash | € 45,145 | € 45,230 | € 35,411 | € 26,592 | ▼ 25% |
| Land & buildings | € 139,882 | € 136,303 | € 126,350 | € 117,794 | ▼ 7% |
| Retained profit | € 177,997 | € 183,733 | € 178,847 | € 175,937 | ▼ 2% |
| Bank debt | € 0 | € 17,463 | € 12,445 | € 7,613 | ▼ 39% |
| Balance sheet total | € 205,505 | € 225,598 | € 205,317 | € 199,310 | ▼ 3% |
Key figures of SPEAKING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SPEAKING?
What happened at SPEAKING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,911. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,222 profit in 2022 to € 2,911 loss in 2025.
Paid € 13,539 in corporate taxes since 2022.
Best year ever: 2022, with € 21,222 profit.
Management
Behind SPEAKING is Andrea Croonenberghs.
Directors
According to the 2025 annual accounts
Andrea Croonenberghs
Director
Establishments
Establishment units
Physical locations of this company
Broederminstraat 52 box 3
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.103.574
- VAT number
- BE 0448.103.574
- Registered office
- Broederminstraat 52 bus 3, 2018 Antwerpen
- Names & denominations
- SPEAKING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 August 1992
- Peppol
- Active · Active since 5 Aug 2025
- Activities · NACE
Activiteiten van reclamebureaus
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