Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SINT - JACOB from Heist-op-den-Berg, company number BE0447984897, closed financial year 2025 with a result of € 10,118 after tax. For that financial year SINT - JACOB recorded a gross margin of € 73,482 and equity of € 71,125. Compared with financial year 2024, the result moved from € 3,712 to € 10,118. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 71,125
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,118
▲ 173% vs 2024
Profit after tax over the fiscal year.
€ 665
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -77,612.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 831,737
▼ 4% vs 2024
€ 38,917 is repaid this year. At this pace the long-term loan is gone in ≈ 21 years.
€ 8,698
▲ € 7,070 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,859 | € 56,595 | € 68,911 | € 73,482 | ▲ 7% |
| Profit after taxes | € -38,350 | € -27,433 | € 3,712 | € 10,118 | ▲ 173% |
| Equity | € 84,727 | € 57,294 | € 61,006 | € 71,125 | ▲ 17% |
| Total debts | € 1,325,383 | € 974,403 | € 933,902 | € 904,181 | ▼ 3% |
| Cash | € 5,051 | € 2,329 | € 0 | € 665 | |
| Land & buildings | € 854,053 | € 814,019 | € 789,343 | € 769,654 | ▼ 2% |
| Retained profit | € -64,009 | € -91,442 | € -87,730 | € -77,612 | ▲ € 10,118 |
| Bank debt | € 939,177 | € 904,541 | € 869,419 | € 831,737 | ▼ 4% |
| Balance sheet total | € 1,410,110 | € 1,031,697 | € 994,908 | € 975,305 | ▼ 2% |
Key figures of SINT - JACOB, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SINT - JACOB?
What happened at SINT - JACOB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,118 (▲ 173% vs 2024). Source: NBB ↗
- New establishment in Lubbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,350 loss in 2022 to € 10,118 profit in 2025.
Best year ever: 2025, with € 10,118 profit.
Management
The stake of BALTIC comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SINT - JACOBBehind SINT - JACOB are Carolien Kortleven and GUCARO BV BV. The shares are held by BALTIC (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hollandstraat 45A
2220 Heist-op-den-Berg
Slangenstraat(LIN) 56
3210 Lubbeek
Active since 11 June 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.984.897
- VAT number
- BE 0447.984.897
- Registered office
- Hollandstraat 45A, 2220 Heist-op-den-Berg
- Names & denominations
- SINT - JACOB
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 1992
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected]