Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 11.3 to 7.2.
Financials
Financial year 2025
UNIC TESSO from Tessenderlo-Ham, company number BE0447803864, closed financial year 2025 with a result of € -441,845 after tax. For that financial year UNIC TESSO recorded a gross margin of € -129,744 and equity of € -661,311. Compared with financial year 2024, the result moved from € -346,200 to € -441,845. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -661,311
▼ € 441,845 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -441,845
▼ 28 % more loss than in 2024
Profit after tax over the fiscal year.
€ 75,092
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -730,311.
People and assets in 2025
7.2
▼ 1.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 244,293
▼ 6% vs 2024
€ 33,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 305
▼ 76% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 100,000
▼ 1% vs 2024
Loans from banks and other lenders, long and short.
€ 941,981
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,192
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 229,213 | € 145,768 | € -42,581 | € -129,744 | ▼ € 87,163 |
| Profit after taxes | € -152,916 | € -243,604 | € -346,200 | € -441,845 | ▼ € 95,645 |
| Equity | € 370,339 | € 126,735 | € -219,465 | € -661,311 | ▼ € 441,845 |
| Total debts | € 682,331 | € 900,307 | € 1,043,595 | € 1,223,929 | ▲ 17% |
| Cash | € 115,350 | € 124,627 | € 140,356 | € 75,092 | ▼ 46% |
| Retained profit | € 301,339 | € 57,735 | € -288,465 | € -730,311 | ▼ € 441,845 |
| Bank debt | € 106,727 | € 103,697 | € 100,622 | € 100,000 | ▼ 1% |
| Balance sheet total | € 1,052,670 | € 1,027,041 | € 824,130 | € 562,618 | ▼ 32% |
| Employees (FTE) | 11.2 | 11.3 | 9.1 | 7.2 | ▼ 1.9 |
Key figures of UNIC TESSO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UNIC TESSO?
What happened at UNIC TESSO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 441,845. Source: NBB ↗
- A.C. Consulting NV became a director. NBB
- Wilveco BV became a director. NBB
- New establishment in Tessenderlo-Ham. KBO
- Start of the company according to the CBE. KBO
In short
From € 152,916 loss in 2022 to € 441,845 loss in 2025.
Paid € 742 in corporate taxes since 2022.
On average € 12,900 of value added per employee in 2023.
Management
The stake of LUBERCO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
UNIC TESSOBehind UNIC TESSO are A.C. Consulting NV and Wilveco BV. The shares are held by LUBERCO (99.9%).
Directors
According to the 2025 annual accounts
Director · represented by Nijs Herman
Also active at: Shopping Lanaken, HEMANI, NIMA, JBL, KERIM, GLOBE RETAIL, BODEKO, Polygon Vastgoed +3 more
since 2020
Director · represented by Collas Wilfried
Also active at: Shopping Lanaken, NIMA, GLOBE RETAIL, BODEKO, HECO, LUBERCO, CONI
since 2020
Shareholders
99.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Stationsstraat 12
3980 Tessenderlo-Ham
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.803.864
- VAT number
- BE 0447.803.864
- Registered office
- Stationsstraat 12, 3980 Tessenderlo-Ham
- Names & denominations
- UNIC TESSO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1992
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)