Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ESMI - INVEST from Rumst, company number BE0447348459, closed financial year 2025 with a result of € 144,581 after tax. For that financial year ESMI - INVEST recorded a gross margin of € 367,339 and equity of € 1 million. Compared with financial year 2024, the result moved from € 178,558 to € 144,581. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 1 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 144,581
▼ 19% vs 2024
Profit after tax over the fiscal year.
€ 21,081
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 83,650 paid out
58 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 70,903
▼ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 757,465
▼ 9% vs 2024
€ 74,324 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 8,935
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,297
▲ 35% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 244,929 | € 293,911 | € 417,169 | € 367,339 | ▼ 12% |
| Profit after taxes | € 32,746 | € 104,125 | € 178,558 | € 144,581 | ▼ 19% |
| Equity | € 780,893 | € 820,381 | € 970,545 | € 1,031,476 | ▲ 6% |
| Total debts | € 1,181,532 | € 1,316,151 | € 1,243,723 | € 1,126,009 | ▼ 9% |
| Cash | € 18,005 | € 25,323 | € 15,012 | € 21,081 | ▲ 40% |
| Land & buildings | € 1,717,517 | € 1,831,806 | € 1,812,722 | € 1,818,787 | |
| Retained profit | € 380,893 | € 420,381 | € 570,545 | € 631,476 | ▲ 11% |
| Dividend | € 39,000 | € 64,637 | € 28,394 | € 83,650 | ▲ 195% |
| Bank debt | € 781,076 | € 885,529 | € 830,411 | € 757,465 | ▼ 9% |
| Balance sheet total | € 1,992,856 | € 2,164,961 | € 2,240,697 | € 2,181,912 | ▼ 3% |
Key figures of ESMI - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ESMI - INVEST?
What happened at ESMI - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 144,581 (▼ 19% vs 2024). Source: NBB ↗
- New establishment in Rumst. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,746 profit in 2022 to € 144,581 profit in 2025.
Paid € 223,791 in corporate taxes since 2022.
Best year ever: 2024, with € 178,558 profit.
Paid out € 215,682 in dividends to the owners in total.
Management
Behind ESMI - INVEST are Estel Van der Gucht and Geert Steukers. Geert Steukers is also behind KWADRANT IMMO.
Directors
According to the 2025 annual accounts
Estel Van der Gucht
Director
Establishments
Establishment units
Physical locations of this company
Hoveniersstraat 47
2840 Rumst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.348.459
- VAT number
- BE 0447.348.459
- Registered office
- Hoveniersstraat 47, 2840 Rumst
- Names & denominations
- ESMI - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 May 1992
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
Activiteiten van tandartspraktijken
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen