Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SETTIMMO from Thuin, company number BE0447329653, closed financial year 2025 with a result of € -6,103 after tax. For that financial year SETTIMMO recorded a gross margin of € -1,349 and equity of € -60,531. Compared with financial year 2024, the result moved from € -8,038 to € -6,103. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ -60,531
▼ € 6,104 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,103
▲ 24 % less loss than in 2024
Profit after tax over the fiscal year.
€ 173
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -122,531.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,513 | € -1,317 | € -3,315 | € -1,349 | ▲ € 1,966 |
| Profit after taxes | € -6,133 | € -5,903 | € -8,038 | € -6,103 | ▲ € 1,935 |
| Equity | € -40,486 | € -46,389 | € -54,427 | € -60,531 | ▼ € 6,104 |
| Total debts | € 120,955 | € 123,193 | € 126,992 | € 130,099 | ▲ 2% |
| Cash | - | € 435 | € 194 | € 173 | ▼ 11% |
| Land & buildings | € 76,057 | € 73,460 | € 70,862 | € 68,265 | ▼ 4% |
| Retained profit | € -102,486 | € -108,389 | € -116,427 | € -122,531 | ▼ € 6,104 |
| Bank debt | € 379 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 80,469 | € 76,804 | € 72,565 | € 69,568 | ▼ 4% |
Key figures of SETTIMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to SETTIMMO?
What happened at SETTIMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- CARINE VANONCKELEN stepped down as director. NBB
- BENJAMIN VANONCKELEN stepped down as director. NBB
- KRISTINA FOQUET stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 6,103. Source: NBB ↗
- CARINE VANONCKELEN became a director. NBB
- BENJAMIN VANONCKELEN became a director. NBB
- KRISTINA FOQUET became a director. NBB
- New establishment in Herent. KBO
In short
From € 6,133 loss in 2022 to € 6,103 loss in 2025.
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
BENJAMIN VANONCKELEN
Director
since 2023 · until 2029
KRISTINA FOQUET
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue de Marbaix(GOZ) 1
6534 Thuin
Haachtstraat 95
3020 Herent
Active since 19 October 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.329.653
- VAT number
- BE 0447.329.653
- Registered office
- Rue de Marbaix(GOZ) 1, 6534 Thuin
- Names & denominations
- SETTIMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 April 1992
- Peppol
- Not registered