Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Sanema from Ternat, company number BE0447207612, closed financial year 2025 with a result of € 31,635 after tax. For that financial year Sanema recorded a gross margin of € 780,620 and equity of € 399,011. Compared with financial year 2024, the result moved from € 33,679 to € 31,635. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 399,011
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,635
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 89,290
▲ € 69,330 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 28,571 paid out
90 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
7.2
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 623,073
▼ 2% vs 2024
€ 86,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 231,076
▲ 12% vs 2024
Of which on lease € 136,108.
Debts at end 2025
€ 193,588
▼ 25% vs 2024
€ 64,135 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 75,907
▲ 114% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 95,299
▲ 24% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 680,662 | € 748,715 | € 779,363 | € 780,620 | |
| Profit after taxes | € 32,015 | € 23,883 | € 33,679 | € 31,635 | ▼ 6% |
| Equity | € 356,957 | € 362,269 | € 395,947 | € 399,011 | ▲ 1% |
| Total debts | € 443,338 | € 307,883 | € 371,111 | € 364,858 | ▼ 2% |
| Cash | € 72,120 | € 19,743 | € 19,960 | € 89,290 | ▲ € 69,330 |
| Land & buildings | € 544,703 | € 486,322 | € 441,138 | € 408,729 | ▼ 7% |
| Retained profit | € 350,760 | € 356,071 | € 389,750 | € 392,814 | ▲ 1% |
| Dividend | € 18,571 | € 18,571 | € 0 | € 28,571 | |
| Bank debt | € 139,356 | € 160,838 | € 258,383 | € 193,588 | ▼ 25% |
| Balance sheet total | € 813,022 | € 678,982 | € 775,341 | € 771,606 | |
| Employees (FTE) | 7.8 | 7.6 | 7.8 | 7.2 | ▼ 0.6 |
Key figures of Sanema, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Sanema?
What happened at Sanema in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 31,635 (▼ 6% vs 2024). filed late Source: NBB ↗
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,015 profit in 2022 to € 31,635 profit in 2025.
Paid € 71,817 in corporate taxes since 2022.
Best year ever: 2024, with € 33,679 profit.
On average € 108,400 of value added per employee in 2025.
Management
Behind Sanema are CNVH BV and ANDRE CORNELIS. CNVH BV is also behind CORNELIS FENCING and In-Out Solutions.
Directors
According to the 2025 annual accounts
ANDRE CORNELIS
Manager
Establishments
Establishment units
Physical locations of this company
Preflexbaan 452
1740 Ternat
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.207.612
- VAT number
- BE 0447.207.612
- Registered office
- Preflexbaan 452, 1740 Ternat
- Names & denominations
- Sanema
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 April 1992
- Peppol
- Active · Active since 16 Sept 2025
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