Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DEBIFIN from Kruisem, company number BE0447144264, closed financial year 2025 with a result of € -401,780 after tax. For that financial year DEBIFIN recorded a gross margin of € 485,290 and equity of € 2.5 million. Compared with financial year 2024, the result moved from € 35,872 to € -401,780. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 2.5 million
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -401,780
▼ still € 35,872 profit in 2024
Profit after tax over the fiscal year.
€ 286,096
▲ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.4 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,671
▲ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,364
▼ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 26,718 | € 88,048 | - | - | |
| Gross margin | - | - | € 449,200 | € 485,290 | ▲ 8% |
| Profit after taxes | € 845,477 | € 130,875 | € 35,872 | € -401,780 | ▼ € 437,652 |
| Equity | € 2,699,625 | € 2,830,499 | € 2,866,371 | € 2,464,591 | ▼ 14% |
| Total debts | € 2,975,128 | € 4,301,914 | € 3,790,195 | € 10,845,913 | ▲ 186% |
| Cash | € 1,814,894 | € 435,319 | € 166,697 | € 286,096 | ▲ 72% |
| Land & buildings | € 3,074,878 | € 4,248,556 | € 5,595,579 | € 11,857,924 | ▲ 112% |
| Retained profit | € 1,655,915 | € 1,786,789 | € 1,822,661 | € 1,420,881 | ▼ 22% |
| Bank debt | € 0 | € 1,200,000 | € 0 | € 0 | |
| Balance sheet total | € 5,900,153 | € 7,357,813 | € 6,880,591 | € 13,528,044 | ▲ 97% |
Key figures of DEBIFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEBIFIN?
What happened at DEBIFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 401,780 (▼ € 437,652 vs 2024). Source: NBB ↗
- ORION PR NV stepped down as director. NBB
- ROSELINE RAGOLLE stepped down as director. NBB
- ORION PR NV became a director. NBB
- ROSELINE RAGOLLE became a director. NBB
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 845,477 profit in 2022 to € 401,780 loss in 2025.
Paid € 113,383 in corporate taxes since 2022.
Best year ever: 2022, with € 845,477 profit.
Management
The stake of ORION PR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DEBIFINThe shares are held by ORION PR (100%). It owns 99.8% of Elveba itself.
Directors
According to the 2025 annual accounts
Director · represented by Patrick Van Rijckeghem
Also active at: RAGOLLE, De Biest, PARK ROOSEVELT
since 2020 · until 2026
ROSELINE RAGOLLE
Director
Also active at: RAGOLLE, De Biest, Elveba, PARK ROOSEVELT, ORION PR, DISA-TRANS, MARYLO II
since 2020 · until 2026
Shareholders
100%
Participations
99.8%
Establishments
Establishment units
Physical locations of this company
Waregemsesteenweg(KRU) 186
9770 Kruisem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →De Biest same network
€ 48 million revenue · 2025
Elveba same network
€ 163,345 gross margin · 2025
CEMADE
CEMAPA
SUPHORA
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0447.144.264
- VAT number
- BE 0447.144.264
- Registered office
- Waregemsesteenweg(KRU) 186, 9770 Kruisem
- Names & denominations
- DEBIFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 April 1992
- Peppol
- Active · Active since 21 Oct 2026
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