What does FINANCIERE DE HESBAYE do?

FINANCIERE DE HESBAYE is a bank in Waremme. Public Limited, started on 20 March 1992, 1 establishment.

What is the address of FINANCIERE DE HESBAYE?

The registered office of FINANCIERE DE HESBAYE is located at Avenue Guillaume Joachim 30, 4300 Waremme.

Is FINANCIERE DE HESBAYE still active?

Yes. According to the CBE (30 October 2026) FINANCIERE DE HESBAYE is active, legal situation “Normale toestand”, started on 20 March 1992.

Is FINANCIERE DE HESBAYE registered on Peppol?

Yes, FINANCIERE DE HESBAYE is registered on the Peppol network with ID 0208:0447033210.

What is the enterprise number of FINANCIERE DE HESBAYE?

The enterprise number of FINANCIERE DE HESBAYE is BE0447033210.

When was FINANCIERE DE HESBAYE founded?

FINANCIERE DE HESBAYE was founded on 20 March 1992.

Who are the directors of FINANCIERE DE HESBAYE?

According to the 2025 annual accounts, the directors of FINANCIERE DE HESBAYE are: Jean-François HANNOSSET, Florent HANNOSSET, Catherine HANNOSSET.

Is FINANCIERE DE HESBAYE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 March 1992; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did FINANCIERE DE HESBAYE make in 2025?

FINANCIERE DE HESBAYE recorded a loss after taxes of € 155,598 in financial year 2025.

What is the revenue of FINANCIERE DE HESBAYE?

As a small company, FINANCIERE DE HESBAYE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 3,748.

FINANCIERE DE HESBAYE (Public Limited) - Waremme

Dossier FINANCIERE DE HESBAYE, printed on 30 October 2026 from databakkes.be/en/0447033210/financiere-de-hesbaye. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINANCIERE DE HESBAYE from Waremme, company number BE0447033210, closed financial year 2025 with a result of € -155,597 after tax. For that financial year FINANCIERE DE HESBAYE recorded a gross margin of € 3,748 and equity of € 723,973. Compared with financial year 2024, the result moved from € -6,206 to € -155,597. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.

What it is worth Healthy

€ 723,973

▼ 18% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -155,597

▼ 2407 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 26,575

▼ 4% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 323,973.

People and assets in 2025

Vehicles and equipment

€ 11,287

▼ 25% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 3,658

▲ 69% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 16,979 Gross margin 2022: € 16,979 First fiscal year in the series	€ 25,194 Gross margin 2023: € 25,194 ▲ 48% vs 2022 (€ 16,979) Favourable step	€ 30,171 Gross margin 2024: € 30,171 ▲ 20% vs 2023 (€ 25,194) Favourable step	€ 3,748 Gross margin 2025: € 3,748 ▼ 88% vs 2024 (€ 30,171) Unfavourable step	▼ 88%
Profit after taxes	€ -17,247 Profit after taxes 2022: € -17,247 First fiscal year in the series	€ -10,127 Profit after taxes 2023: € -10,127 ▲ € 7,120 vs 2022 (€ -17,247) Favourable step	€ -6,206 Profit after taxes 2024: € -6,206 ▲ € 3,922 vs 2023 (€ -10,127) Favourable step	€ -155,597 Profit after taxes 2025: € -155,597 ▼ € 149,392 vs 2024 (€ -6,206) Unfavourable step	▼ € 149,392
Equity	€ 895,904 Equity 2022: € 895,904 First fiscal year in the series	€ 885,777 Equity 2023: € 885,777 ▼ 1% vs 2022 (€ 895,904) Unfavourable step	€ 879,571 Equity 2024: € 879,571 ▼ 1% vs 2023 (€ 885,777) Unfavourable step	€ 723,973 Equity 2025: € 723,973 ▼ 18% vs 2024 (€ 879,571) Unfavourable step	▼ 18%
Total debts	€ 2,737 Total debts 2022: € 2,737 First fiscal year in the series	€ 3,870 Total debts 2023: € 3,870 ▲ 41% vs 2022 (€ 2,737) Unfavourable step	€ 107,564 Total debts 2024: € 107,564 ▲ € 103,694 vs 2023 (€ 3,870) Unfavourable step	€ 102,640 Total debts 2025: € 102,640 ▼ 5% vs 2024 (€ 107,564) Favourable step	▼ 5%
Cash	€ 34,694 Cash 2022: € 34,694 First fiscal year in the series	€ 13,768 Cash 2023: € 13,768 ▼ 60% vs 2022 (€ 34,694) Unfavourable step	€ 27,778 Cash 2024: € 27,778 ▲ 102% vs 2023 (€ 13,768) Favourable step	€ 26,575 Cash 2025: € 26,575 ▼ 4% vs 2024 (€ 27,778) Unfavourable step	▼ 4%
Land & buildings	€ 876,517 Land & buildings 2022: € 876,517 First fiscal year in the series	€ 850,207 Land & buildings 2023: € 850,207 ▼ 3% vs 2022 (€ 876,517) Unchanged	€ 823,898 Land & buildings 2024: € 823,898 ▼ 3% vs 2023 (€ 850,207) Unchanged	€ 878,619 Land & buildings 2025: € 878,619 ▲ 7% vs 2024 (€ 823,898) Unchanged	▲ 7%
Retained profit	€ 495,904 Retained profit 2022: € 495,904 First fiscal year in the series	€ 485,777 Retained profit 2023: € 485,777 ▼ 2% vs 2022 (€ 495,904) Unfavourable step	€ 479,571 Retained profit 2024: € 479,571 ▼ 1% vs 2023 (€ 485,777) Unfavourable step	€ 323,973 Retained profit 2025: € 323,973 ▼ 32% vs 2024 (€ 479,571) Unfavourable step	▼ 32%
Balance sheet total	€ 1,045,540 Balance sheet total 2022: € 1,045,540 First fiscal year in the series	€ 1,029,734 Balance sheet total 2023: € 1,029,734 ▼ 2% vs 2022 (€ 1,045,540) Unchanged	€ 1,120,406 Balance sheet total 2024: € 1,120,406 ▲ 9% vs 2023 (€ 1,029,734) Unchanged	€ 953,069 Balance sheet total 2025: € 953,069 ▼ 15% vs 2024 (€ 1,120,406) Unchanged	▼ 15%

Key figures of FINANCIERE DE HESBAYE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINANCIERE DE HESBAYE?

What happened at FINANCIERE DE HESBAYE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2028 Jean-François HANNOSSET stepped down as director. NBB
2028 Florent HANNOSSET stepped down as director. NBB
2028 Catherine HANNOSSET stepped down as director. NBB
Aug 25, 2026 New annual accounts for financial year 2025: loss of € 155,598. filed late Source: NBB ↗
2022 Jean-François HANNOSSET became a director. NBB
2022 Florent HANNOSSET became a director. NBB
2022 Catherine HANNOSSET became a director. NBB
Apr 28, 1992 New establishment in Waremme. KBO

In short

From € 17,247 loss in 2022 to € 155,598 loss in 2025.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Jean-François HANNOSSET

Director

since 2022 · until 2028

Florent HANNOSSET

Managing director

since 2022 · until 2028

Catherine HANNOSSET

Director

since 2022 · until 2028

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Guillaume Joachim 30

4300 Waremme

2.057.278.443

Avenue Reine Astrid 27

4300 Waremme

Active since 28 April 1992

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Catherine Hannosset

€ 666,274 gross margin · 2026

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0447.033.210

VAT number

BE 0447.033.210

Registered office

Avenue Guillaume Joachim 30, 4300 Waremme

Names & denominations

FINANCIERE DE HESBAYE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

20 March 1992

Peppol

Active · Active since 18 Dec 2025

Activities · NACE

Overige activiteiten van geldscheppende financiële instellingen

Overige geldscheppende financiële instellingen

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

FINANCIERE DE HESBAYE

Warning lights

Financials

What happened to FINANCIERE DE HESBAYE?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions