Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SMA INVEST from Knokke-Heist, company number BE0446696777, closed financial year 2025 with a result of € -28,548 after tax. For that financial year SMA INVEST recorded a gross margin of € 45,514 and equity of € 529,763. Compared with financial year 2024, the result moved from € -5,816 to € -28,548. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 8, 2026.
€ 529,763
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,548
▼ 391 % more loss than in 2024
Profit after tax over the fiscal year.
€ 138,644
▲ € 106,215 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 61,094.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 5,334
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 113
▲ 2% vs 2024
Loans from banks and other lenders, long and short.
€ 390
▼ 95% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,018
▲ 19% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 54,006 | € 14,560 | € 40,191 | € 45,514 | ▲ 13% |
| Profit after taxes | € 197 | € -46,990 | € -5,816 | € -28,548 | ▼ € 22,732 |
| Equity | € 845,920 | € 587,063 | € 581,247 | € 529,763 | ▼ 9% |
| Total debts | € 235,717 | € 470,088 | € 299,085 | € 179,411 | ▼ 40% |
| Cash | € 8,395 | € 236,488 | € 32,430 | € 138,644 | ▲ € 106,215 |
| Land & buildings | € 833,859 | € 363,936 | € 330,789 | € 299,661 | ▼ 9% |
| Retained profit | € 377,251 | € 118,394 | € 112,578 | € 61,094 | ▼ 46% |
| Dividend | € 0 | € 211,867 | € 0 | € 22,936 | |
| Bank debt | € 46,897 | € 0 | € 111 | € 113 | ▲ 2% |
| Balance sheet total | € 1,081,637 | € 1,057,151 | € 880,332 | € 709,174 | ▼ 19% |
Key figures of SMA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SMA INVEST?
What happened at SMA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 28,548. Source: NBB ↗
- Ann Mariette Bout became a director. NBB
- Jean Paul Snoeckx became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 197 profit in 2022 to € 28,548 loss in 2025.
Paid € 3,256 in corporate taxes since 2022.
Best year ever: 2022, with € 197 profit.
Paid out € 234,803 in dividends to the owners in total.
Management
Behind SMA INVEST are Ann Mariette Bout and Jean Paul Snoeckx. Jean Paul Snoeckx is also behind NEW IMPACT.
Directors
According to the 2025 annual accounts
Ann Mariette Bout
Director
since 2019
since 2019
Establishments
Establishment units
Physical locations of this company
Leeuwerikenlaan 15
8301 Knokke-Heist
Eglantierlaan 41
2020 Antwerpen
Active since 18 March 1992
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.696.777
- VAT number
- BE 0446.696.777
- Registered office
- Leeuwerikenlaan 15, 8301 Knokke-Heist
- Names & denominations
- SMA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 1992
- Peppol
- Active · Active since 17 Jun 2025
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Detailhandel in andere huishoudelijke artikelen, neg
Detailhandel in huismeubilair
Detailhandel in huismeubilair in gespecialiseerde winkels
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