Active · per the CBE, 29 October 2026

Finastra

BE0446540686

Rechtspersoon Public limited company 1 establishment

Finastra is an accounting firm in Lokeren. Public Limited, started on 29 January 1992, 1 establishment.

Daknamstraat 89, 9160 Lokeren

Active for

34 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Two loss years in a row NBB

    Negative result in 2024 and 2025.

  • Tight liquidity NBB

    Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.

  • Shrinking team NBB

    FTE fell two years in a row, from 7.2 to 5.8.

  • Figures corrected NBB

    Corrected annual account filed for 2025.

  • Busy address KBO

    13 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

Finastra from Lokeren, company number BE0446540686, closed financial year 2025 with a result of € -88,374 after tax. For that financial year Finastra recorded revenue of € 1.3 million and equity of € 3.6 million. Compared with financial year 2024, the result moved from € -158,733 to € -88,374. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.

What it is worth Healthy

€ 3.6 million

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -88,374

▲ 44 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 19,684

▲ 46% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 553,149.

People and assets in 2025

Full-time equivalents

5.8

▼ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 436,654

▼ 4% vs 2024

€ 75,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 94,570

▲ 15% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 110,916

▲ 28% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 74,453

▲ 25% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Revenue € 717,506 € 978,217 € 892,084 € 1,295,592 ▲ 45%
Gross margin € 442,459 € 555,805 € 556,241 € 570,976 ▲ 3%
Profit after taxes € 69,806 € -119,549 € -158,733 € -88,374 ▲ € 70,358
Equity € 1,419,806 € 1,300,257 € 3,641,524 € 3,553,149 ▼ 2%
Total debts € 3,314,928 € 4,085,696 € 3,838,975 € 4,730,719 ▲ 23%
Cash € 45,960 € 18,303 € 13,460 € 19,684 ▲ 46%
Retained profit € 919,806 € 800,257 € 641,524 € 553,149 ▼ 14%
Dividend € 95,525 € 0 € 0 € 0
Balance sheet total € 4,734,734 € 5,385,953 € 7,480,498 € 8,283,869 ▲ 11%
Employees (FTE) 5 7.2 6.1 5.8 ▼ 0.3

Key figures of Finastra, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Finastra?

What happened at Finastra in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Ivan VAN DUYSEN stepped down as director. NBB
  • Hans VAN DUYSEN stepped down as director. NBB
  • Cedric DE MOL stepped down as director. NBB
  • Fernando UNGARO stepped down as director. NBB
  • Corrected annual accounts filed for financial year 2025. Source: NBB ↗
  • Ivan VAN DUYSEN became a director. NBB
  • Hans VAN DUYSEN became a director. NBB
  • Cedric DE MOL became a director. NBB

In short

From € 69,806 profit in 2022 to € 88,374 loss in 2025.

Paid € 18,621 in corporate taxes since 2022.

Best year ever: 2022, with € 69,806 profit.

On average € 98,400 of value added per employee in 2025.

Management

MATRAFOAM 100%

The stake of MATRAFOAM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Finastra
Sélection Literie sas 100%
Sino Line Holdings Ltd 100%
+4

The shares are held by MATRAFOAM (100%). It owns 100% of Sélection Literie sas, 100% of Belirija D.O.O., 100% of Sino Line Holdings Ltd, 100% of Schwarzwald Schlafsysteme GmbH, 100% of BRS Solutions and Hightec Industries (Shenzen) co. Ltd itself.

Directors

According to the 2025 annual accounts

Fernando UNGARO

Director

since 2023 · until 2029

Shareholders

Participations

Sélection Literie sas

100%

Sino Line Holdings Ltd

100%

Hightec Industries (Shenzen) co. Ltd

Schwarzwald Schlafsysteme (Shenzen) Trading Co. Ltd

Schwarzwald Schlafstysteme (HK) Ltd

Establishments

Establishment units

Physical locations of this company

Registered office

Daknamstraat 89

9160 Lokeren

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0446.540.686
VAT number
BE 0446.540.686
Registered office
Daknamstraat 89, 9160 Lokeren
Names & denominations
Finastra
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
29 January 1992
Peppol
Active · Active since 1 Jan 2001
Activities · NACE

Overige fiscale dienstverlening

Boekhouders

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsvoering en beheer

Boekhouders en boekhouders-fiscalisten

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Frequently asked questions

What does Finastra do?
Finastra is an accounting firm in Lokeren. Public Limited, started on 29 January 1992, 1 establishment.
What is the address of Finastra?
The registered office of Finastra is located at Daknamstraat 89, 9160 Lokeren.
Is Finastra still active?
Yes. According to the CBE (29 October 2026) Finastra is active, legal situation “Normale toestand”, started on 29 January 1992.
Is Finastra registered on Peppol?
Yes, Finastra is registered on the Peppol network with ID 0208:0446540686.
What is the enterprise number of Finastra?
The enterprise number of Finastra is BE0446540686.
When was Finastra founded?
Finastra was founded on 29 January 1992.