Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
KRAMO from Gent, company number BE0446199208, closed financial year 2025 with a result of € -230,357 after tax. For that financial year KRAMO recorded a gross margin of € -26,336 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € -417,558 to € -230,357. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 1.9 million
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -230,357
▲ 45 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,315
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 605,800.
People and assets in 2025
€ 128
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 592,453
▼ 16% vs 2024
€ 111,799 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 82,661
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -191,596 | € -135,116 | € -151,043 | € -26,336 | ▲ € 124,707 |
| Profit after taxes | € 62,786 | € -152,303 | € -417,558 | € -230,357 | ▲ € 187,201 |
| Equity | € 2,656,019 | € 2,503,716 | € 2,086,158 | € 1,855,800 | ▼ 11% |
| Total debts | € 1,503,181 | € 1,333,877 | € 807,301 | € 1,040,464 | ▲ 29% |
| Cash | € 7,560 | € 422,694 | € 29,107 | € 3,315 | ▼ 89% |
| Retained profit | € 1,406,019 | € 1,253,716 | € 836,158 | € 605,800 | ▼ 28% |
| Dividend | € 50,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 1,438,804 | € 1,302,623 | € 702,633 | € 592,453 | ▼ 16% |
| Balance sheet total | € 4,439,736 | € 3,837,594 | € 2,893,459 | € 2,896,265 |
Key figures of KRAMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KRAMO?
What happened at KRAMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 230,357. filed late Source: NBB ↗
- Winifin BV became a director. NBB
- PETE INVEST NV became a director. NBB
- ARGON NV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 62,786 profit in 2022 to € 230,357 loss in 2025.
Best year ever: 2022, with € 62,786 profit.
Paid out € 50,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Argon, PeTe - Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
KRAMOBehind KRAMO are PETE INVEST NV, Winifin BV and ARGON NV. The shares are held by Argon (40%) and PeTe - Invest (40%).
Directors
According to the 2025 annual accounts
Director · represented by Verhaest Thomas
since 2016
Director · represented by Verhaest Nicolaes
since 2020
since 2016
Shareholders
40%
40%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Franklin Rooseveltlaan 309 box 301
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.199.208
- VAT number
- BE 0446.199.208
- Registered office
- Franklin Rooseveltlaan 309 bus 301, 9000 Gent
- Names & denominations
- KRAMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 1992
- Peppol
- Active · Active since 5 Oct 2025
- Activities · NACE
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