What does FVDM Group do?

FVDM Group is a bank in Charleroi. Private Limited, started on 8 November 1991, 1 establishment.

What is the address of FVDM Group?

The registered office of FVDM Group is located at Rue de Wayaux 38, 6041 Charleroi.

Is FVDM Group still active?

Yes. According to the CBE (29 October 2026) FVDM Group is active, legal situation “Normale toestand”, started on 8 November 1991.

Is FVDM Group registered on Peppol?

Yes, FVDM Group is registered on the Peppol network with ID 0208:0445681049.

What is the enterprise number of FVDM Group?

The enterprise number of FVDM Group is BE0445681049.

When was FVDM Group founded?

FVDM Group was founded on 8 November 1991.

Who are the directors of FVDM Group?

According to the 2025 annual accounts, the directors of FVDM Group are: MONIQUE EUGENE, CHRISTOPHE GOFFIN, FRANCIS VANDERMIEGE, HERVE VANDERMIEGE , YVES KLEIN.

Is FVDM Group a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 8 November 1991; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account.

How much profit did FVDM Group make in 2025?

FVDM Group posted a profit after taxes of € 159,908 in financial year 2025.

What is the revenue of FVDM Group?

In its most recent annual accounts (2025), FVDM Group reported revenue of € 108,000.

FVDM Group (Private Limited) - Charleroi - BE0445681049

Dossier FVDM Group, printed on 29 October 2026 from databakkes.be/en/0445681049/fvdm-group. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FVDM Group from Charleroi, company number BE0445681049, closed financial year 2025 with a result of € 159,908 after tax. For that financial year FVDM Group recorded revenue of € 108,000 and equity of € 6.4 million. Compared with financial year 2024, the result moved from € -5,628 to € 159,908. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 28, 2026.

What it is worth Growing

€ 6.4 million

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 159,908

▲ still € 5,628 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 335,366

▲ 236% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 3.9 million.

Debts at end 2025

Bank debt ≈ 12 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 319,166

▼ 7% vs 2024

€ 27,661 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.

Owed to suppliers

€ 5,230

▼ 67% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 109,676

▲ 135% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 108,000 Revenue 2022: € 108,000 First fiscal year in the series	€ 108,000 Revenue 2023: € 108,000 Unchanged (€ 108,000) Unchanged	€ 108,000 Revenue 2024: € 108,000 Unchanged (€ 108,000) Unchanged	€ 108,000 Revenue 2025: € 108,000 Unchanged (€ 108,000) Unchanged
Gross margin	€ 281,686 Gross margin 2022: € 281,686 First fiscal year in the series	€ 142,610 Gross margin 2023: € 142,610 ▼ 49% vs 2022 (€ 281,686) Unfavourable step	€ 83,686 Gross margin 2024: € 83,686 ▼ 41% vs 2023 (€ 142,610) Unfavourable step	€ 469,961 Gross margin 2025: € 469,961 ▲ € 386,275 vs 2024 (€ 83,686) Favourable step	▲ € 386,275
Profit after taxes	€ -130,457 Profit after taxes 2022: € -130,457 First fiscal year in the series	€ 19,476 Profit after taxes 2023: € 19,476 ▲ € 149,933 vs 2022 (€ -130,457) Favourable step	€ -5,628 Profit after taxes 2024: € -5,628 ▼ € 25,104 vs 2023 (€ 19,476) Unfavourable step	€ 159,908 Profit after taxes 2025: € 159,908 ▲ € 165,536 vs 2024 (€ -5,628) Favourable step	▲ € 165,536
Equity	€ 6,219,159 Equity 2022: € 6,219,159 First fiscal year in the series	€ 6,238,635 Equity 2023: € 6,238,635 Unchanged (€ 6,219,159) Favourable step	€ 6,233,007 Equity 2024: € 6,233,007 Unchanged (€ 6,238,635) Unfavourable step	€ 6,392,915 Equity 2025: € 6,392,915 ▲ 3% vs 2024 (€ 6,233,007) Favourable step	▲ 3%
Total debts	€ 3,438,009 Total debts 2022: € 3,438,009 First fiscal year in the series	€ 2,643,424 Total debts 2023: € 2,643,424 ▼ 23% vs 2022 (€ 3,438,009) Favourable step	€ 2,745,229 Total debts 2024: € 2,745,229 ▲ 4% vs 2023 (€ 2,643,424) Unfavourable step	€ 3,150,066 Total debts 2025: € 3,150,066 ▲ 15% vs 2024 (€ 2,745,229) Unfavourable step	▲ 15%
Cash	€ 461,446 Cash 2022: € 461,446 First fiscal year in the series	€ 59,707 Cash 2023: € 59,707 ▼ 87% vs 2022 (€ 461,446) Unfavourable step	€ 99,732 Cash 2024: € 99,732 ▲ 67% vs 2023 (€ 59,707) Favourable step	€ 335,366 Cash 2025: € 335,366 ▲ 236% vs 2024 (€ 99,732) Favourable step	▲ 236%
Land & buildings	-	€ 569,270 Land & buildings 2023: € 569,270 First fiscal year in the series	€ 540,509 Land & buildings 2024: € 540,509 ▼ 5% vs 2023 (€ 569,270) Unchanged	€ 511,748 Land & buildings 2025: € 511,748 ▼ 5% vs 2024 (€ 540,509) Unchanged	▼ 5%
Retained profit	€ 3,681,459 Retained profit 2022: € 3,681,459 First fiscal year in the series	€ 3,700,935 Retained profit 2023: € 3,700,935 ▲ 1% vs 2022 (€ 3,681,459) Favourable step	€ 3,695,307 Retained profit 2024: € 3,695,307 Unchanged (€ 3,700,935) Unfavourable step	€ 3,855,215 Retained profit 2025: € 3,855,215 ▲ 4% vs 2024 (€ 3,695,307) Favourable step	▲ 4%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 370,233 Bank debt 2023: € 370,233 Unchanged (€ 0) Unfavourable step	€ 344,700 Bank debt 2024: € 344,700 ▼ 7% vs 2023 (€ 370,233) Favourable step	€ 319,166 Bank debt 2025: € 319,166 ▼ 7% vs 2024 (€ 344,700) Favourable step	▼ 7%
Balance sheet total	€ 9,657,168 Balance sheet total 2022: € 9,657,168 First fiscal year in the series	€ 8,882,059 Balance sheet total 2023: € 8,882,059 ▼ 8% vs 2022 (€ 9,657,168) Unchanged	€ 8,978,236 Balance sheet total 2024: € 8,978,236 ▲ 1% vs 2023 (€ 8,882,059) Unchanged	€ 9,542,981 Balance sheet total 2025: € 9,542,981 ▲ 6% vs 2024 (€ 8,978,236) Unchanged	▲ 6%

Key figures of FVDM Group, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FVDM Group?

What happened at FVDM Group in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 YVES KLEIN stepped down as director. NBB
May 28, 2026 New annual accounts for financial year 2025: profit of € 159,908. Source: NBB ↗
2025 YVES KLEIN became a director. NBB
Dec 2, 1991 New establishment in Charleroi. KBO
Nov 8, 1991 Start of the company according to the CBE. KBO

In short

From € 130,457 loss in 2022 to € 159,908 profit in 2025.

Paid € 187,400 in corporate taxes since 2022.

Best year ever: 2025, with € 159,908 profit.

Original PDFs at the National Bank ↗

Management

MONIQUE EUGENE

CHRISTOPHE GOFFIN

FRANCIS VANDERMIEGE

HERVE VANDERMIEGE

FVDM Group

FRABELDOORS 100%

DISTRIBOIS 33%

Behind FVDM Group are MONIQUE EUGENE, CHRISTOPHE GOFFIN, FRANCIS VANDERMIEGE and HERVE VANDERMIEGE . It owns 100% of FRABELDOORS and 33% of DISTRIBOIS itself.

Directors

According to the 2025 annual accounts

MONIQUE EUGENE

Managing director

Also active at: DISTRIBOIS, FVDM Invest

CHRISTOPHE GOFFIN

Director

Also active at: DISTRIBOIS, FRABEL DOORS

FRANCIS VANDERMIEGE

Managing director

Also active at: DISTRIBOIS, FRABEL DOORS

HERVE VANDERMIEGE

Director

Also active at: DISTRIBOIS, HVDM CONSULTING

YVES KLEIN

Chairman of the board

Also active at: DISTRIBOIS, AUTO SATELLITES, EURO-TRAFIC, IDEAL DEMENAGEMENTS - TRANSPORTS, FRABEL DOORS, Larochette International

since 2025 · until 2031

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Wayaux 38

6041 Charleroi

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

FVDM Invest same network

€ 93,253 revenue · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0445.681.049
VAT number: BE 0445.681.049
Registered office: Rue de Wayaux 38, 6041 Charleroi
Names & denominations: FVDM Group
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 8 November 1991
Peppol: Active · Active since 17 Sept 2025
Activities · NACE: Overige activiteiten van geldscheppende financiële instellingen

View on CBE Public ↗ Annual accounts (NBB) ↗