Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SV CONSULT from Grez-Doiceau, company number BE0445433896, closed financial year 2025 with a result of € -1,997 after tax. For that financial year SV CONSULT recorded a gross margin of € -2,575 and equity of € -74,889. Compared with financial year 2024, the result moved from € 4,630 to € -1,997. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 7, 2026.
€ -74,889
▼ € 1,997 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,997
▼ still € 4,630 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -93,481.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 7,254
▲ 14% vs 2024
Loans from banks and other lenders, long and short.
€ 2,061
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,269 | € -898 | € 1,594 | € -2,575 | ▼ € 4,169 |
| Profit after taxes | € -3,651 | € -1,645 | € 4,630 | € -1,997 | ▼ € 6,627 |
| Equity | € -75,877 | € -77,523 | € -72,892 | € -74,889 | ▼ € 1,997 |
| Total debts | € 85,074 | € 88,393 | € 81,938 | € 83,521 | ▲ 2% |
| Retained profit | € -94,469 | € -96,115 | € -91,484 | € -93,481 | ▼ € 1,997 |
| Bank debt | € 2,437 | € 7,065 | € 6,340 | € 7,254 | ▲ 14% |
| Balance sheet total | € 9,197 | € 10,871 | € 9,046 | € 8,632 | ▼ 5% |
Key figures of SV CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SV CONSULT?
What happened at SV CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,997 (▼ € 6,627 vs 2024). filed late Source: NBB ↗
- New establishment in Grez-Doiceau. KBO
- SERGE VANDERVORST became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 3,651 loss in 2022 to € 1,997 loss in 2025.
Best year ever: 2024, with € 4,630 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SV CONSULT is SERGE VANDERVORST. SERGE VANDERVORST is also behind FONDATION POUR L'ASSISTANCE MORALE AUX DETENUS - STICHTING VOOR MORELE BIJSTAND AAN GEVANGENEN, Unie Vrijzinnige Verenigingen, Centre d'Action Laique, Centrale raad der niet-Confessionele levensbeschouwelijke gemeenschappen van belgië-Conseil central communautés Philophiques non Confessionnelles de Belg. and DIGINNOV.
Directors
According to the 2025 annual accounts
SERGE VANDERVORST
Director
Also active at: FONDATION POUR L'ASSISTANCE MORALE AUX DETENUS - STICHTING VOOR MORELE BIJSTAND AAN GEVANGENEN, Unie Vrijzinnige Verenigingen, Centre d'Action Laique, Centrale raad der niet-Confessionele levensbeschouwelijke gemeenschappen van belgië-Conseil central communautés Philophiques non Confessionnelles de Belg., DIGINNOV
since 1991
Establishments
Establishment units
Physical locations of this company
R.d.la.Chapelle Robert 9
1390 Grez-Doiceau
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.433.896
- VAT number
- BE 0445.433.896
- Registered office
- R.d.la.Chapelle Robert 9, 1390 Grez-Doiceau
- Names & denominations
- SV CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 October 1991
- Peppol
- Active · Active since 14 Jan 2026
- Activities · NACE
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