Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JACOBS IMMO from Lummen, company number BE0445403907, closed financial year 2025 with a result of € -41,297 after tax. For that financial year JACOBS IMMO recorded revenue of € 378,918 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € -40,390 to € -41,297. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 1.5 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,297
▼ 2 % more loss than in 2024
Profit after tax over the fiscal year.
€ 42,747
▲ 156% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.4 million.
People and assets in 2025
€ 4,258
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 366,579
▼ 24% vs 2024
€ 120,207 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 14,072
▼ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 59 days on average.
€ 564
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 362,296 | € 378,918 | ▲ 5% |
| Gross margin | € 356,329 | € 333,604 | - | - | |
| Profit after taxes | € 82,630 | € 58,409 | € -40,390 | € -41,297 | ▼ € 907 |
| Equity | € 1,524,577 | € 1,582,985 | € 1,542,595 | € 1,501,298 | ▼ 3% |
| Total debts | € 1,351,069 | € 1,262,343 | € 1,783,009 | € 1,978,357 | ▲ 11% |
| Cash | € 68,746 | € 41,286 | € 16,706 | € 42,747 | ▲ 156% |
| Land & buildings | € 2,720,319 | € 2,753,823 | € 3,248,991 | € 3,392,573 | ▲ 4% |
| Retained profit | € 1,462,577 | € 1,520,985 | € 1,480,595 | € 1,439,298 | ▼ 3% |
| Bank debt | € 0 | € 141,085 | € 481,402 | € 366,579 | ▼ 24% |
| Balance sheet total | € 2,875,646 | € 2,845,328 | € 3,325,604 | € 3,479,655 | ▲ 5% |
Key figures of JACOBS IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to JACOBS IMMO?
What happened at JACOBS IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- PJHL BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 41,297. Source: NBB ↗
- PJHL BV became a director. NBB
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 82,630 profit in 2022 to € 41,297 loss in 2025.
Paid € 49,549 in corporate taxes since 2022.
Best year ever: 2022, with € 82,630 profit.
Pays suppliers within 59 days on average.
Management
The stake of PJHL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JACOBS IMMOThe shares are held by PJHL (99.5%).
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Shareholders
99.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kanaalstraat 15
3560 Lummen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.403.907
- VAT number
- BE 0445.403.907
- Registered office
- Kanaalstraat 15, 3560 Lummen
- Names & denominations
- JACOBS IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 October 1991
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
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