Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINANCE AND CONSULTANCY from Roeselare, company number BE0445350061, closed financial year 2025 with a result of € 397,167 after tax. For that financial year FINANCE AND CONSULTANCY recorded a gross margin of € 539,294 and equity of € 6.7 million. Compared with financial year 2024, the result moved from € 68,369 to € 397,167. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 6.7 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 397,167
▲ € 328,798 vs 2024
Profit after tax over the fiscal year.
€ 523,091
▲ € 422,598 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 6.6 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 2,657
▼ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 86,584
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 400
▲ 153% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,020
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 423,179 | € 227,936 | € 191,336 | € 539,294 | ▲ 182% |
| Profit after taxes | € 739,772 | € 401,824 | € 68,369 | € 397,167 | ▲ € 328,798 |
| Equity | € 5,856,079 | € 6,257,904 | € 6,326,272 | € 6,723,439 | ▲ 6% |
| Total debts | € 1,742,875 | € 1,490,179 | € 1,553,916 | € 1,623,845 | ▲ 5% |
| Cash | € 2,561,175 | € 294,536 | € 100,493 | € 523,091 | ▲ € 422,598 |
| Land & buildings | € 2,151,906 | € 3,194,859 | € 3,107,965 | € 3,005,690 | ▼ 3% |
| Retained profit | € 5,765,079 | € 6,166,904 | € 6,235,272 | € 6,632,439 | ▲ 6% |
| Bank debt | € 59,387 | € 71,024 | € 93,500 | € 86,584 | ▼ 7% |
| Balance sheet total | € 7,908,811 | € 8,044,576 | € 8,163,185 | € 8,616,785 | ▲ 6% |
Key figures of FINANCE AND CONSULTANCY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCE AND CONSULTANCY?
What happened at FINANCE AND CONSULTANCY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 397,167 (▲ € 328,798 vs 2024). Source: NBB ↗
- Johan Mullier became a director. NBB
- New establishment in Roeselare. KBO
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 739,772 profit in 2022 to € 397,167 profit in 2025.
Paid € 212,702 in corporate taxes since 2022.
Best year ever: 2022, with € 739,772 profit.
Management
Behind FINANCE AND CONSULTANCY is Johan Mullier. It owns 99.9% of Immo Finco and 33.3% of Kovero itself.
Directors
According to the 2025 annual accounts
since 2008
Establishments
Establishment units
Physical locations of this company
Heuvelstraat 8
8800 Roeselare
Meensesteenweg 7 box 41
8800 Roeselare
Active since 24 October 1991
Sint-Petrus en Paulusstraat 24 box 6
8800 Roeselare
Active since 23 June 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.350.061
- VAT number
- BE 0445.350.061
- Registered office
- Heuvelstraat 8, 8800 Roeselare
- Names & denominations
- FINANCE AND CONSULTANCY · FINCO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 October 1991
- Peppol
- Active · Active since 5 May 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsvoering en beheer
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen