Financials
Financial year 2025
CERAMITAL from Zoersel, company number BE0445321159, closed financial year 2025 with a result of € -24,645 after tax. For that financial year CERAMITAL recorded a gross margin of € -20,500 and equity of € 216,129. Compared with financial year 2024, the result moved from € 105,001 to € -24,645. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 216,129
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,645
▼ still € 105,001 profit in 2024
Profit after tax over the fiscal year.
€ 131,690
▼ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 154,129.
People and assets in 2025
€ 1,156
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 68,203
▲ € 57,009 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,394
▼ 80% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 130,765 | € 58,097 | € 119,708 | € -20,500 | ▼ € 140,208 |
| Profit after taxes | € 103,839 | € 47,258 | € 105,001 | € -24,645 | ▼ € 129,646 |
| Equity | € 218,515 | € 220,773 | € 240,774 | € 216,129 | ▼ 10% |
| Total debts | € 221,927 | € 68,116 | € 103,195 | € 69,606 | ▼ 33% |
| Cash | € 304,946 | € 150,028 | € 140,112 | € 131,690 | ▼ 6% |
| Land & buildings | € 42,375 | € 47,691 | € 57,676 | € 55,660 | ▼ 3% |
| Retained profit | € 156,515 | € 158,773 | € 178,774 | € 154,129 | ▼ 14% |
| Dividend | € 60,000 | € 45,000 | € 85,000 | € 0 | ▼ 100% |
| Bank debt | € 20,000 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 440,443 | € 288,889 | € 343,969 | € 285,735 | ▼ 17% |
| Employees (FTE) | 0.1 | 0.1 | - | - |
Key figures of CERAMITAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CERAMITAL?
What happened at CERAMITAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- BUSINESS TRADING AGENCY stepped down as director. NBB
- ELS PEETERS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 24,645 (▼ € 129,646 vs 2024). Source: NBB ↗
- BUSINESS TRADING AGENCY became a director. NBB
- ELS PEETERS became a director. NBB
- New establishment in Zoersel. KBO
- Start of the company according to the CBE. KBO
In short
From € 103,839 profit in 2022 to € 24,645 loss in 2025.
Paid € 37,816 in corporate taxes since 2022.
Best year ever: 2024, with € 105,001 profit.
Paid out € 190,000 in dividends to the owners in total.
Management
The stake of BUSINESS TRADING AGENCY comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CERAMITALThe shares are held by BUSINESS TRADING AGENCY (99%).
Directors
According to the 2025 annual accounts
Managing director · represented by ERWIN WOUTERS
Also active at: CERAMICS DESIGN AND MORE
since 2022 · until 2027
ELS PEETERS
Director
since 2022 · until 2027
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorp 91
2980 Zoersel
Dorp 91-93
2980 Zoersel
Active since 16 October 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.321.159
- VAT number
- BE 0445.321.159
- Registered office
- Dorp 91, 2980 Zoersel
- Names & denominations
- CERAMITAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 September 1991
- Peppol
- Active · Active since 10 Nov 2025
- Activities · NACE
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Handelsbemiddeling in hout en bouwmaterialen
Groothandel in niet-elektrische huishoudelijke artikelen
Groothandel in bouwmaterialen, algemeen assortiment
Detailhandel in verlichtingsartikelen
Detailhandel in artikelen voor verlichting en woninginrichting
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
Groothandel in meubels, niet-elektrische huishoudapparaten en vloerbedekking inclusief tapijten
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