Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Chamizo Fietsen from Sint-Katelijne-Waver, company number BE0445177540, closed financial year 2025 with a result of € 557,000 after tax. For that financial year Chamizo Fietsen recorded a gross margin of € 2.2 million and equity of € 3.3 million. Compared with financial year 2024, the result moved from € 471,762 to € 557,000. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 3.3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 557,000
▲ 18% vs 2024
Profit after tax over the fiscal year.
€ 455,835
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 550,000 paid out
99 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
21.1
▲ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 4% vs 2024
€ 59,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 221,938
▲ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 74,889
▼ 21% vs 2024
€ 20,318 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 159,359
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 174,203
▼ 25% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,200,086 | € 2,233,187 | € 1,978,200 | € 2,187,520 | ▲ 11% |
| Profit after taxes | € 743,352 | € 660,134 | € 471,762 | € 557,000 | ▲ 18% |
| Equity | € 2,971,966 | € 3,182,100 | € 3,253,862 | € 3,260,862 | |
| Total debts | € 2,239,859 | € 1,763,940 | € 1,943,610 | € 1,756,906 | ▼ 10% |
| Cash | € 1,553,022 | € 993,570 | € 1,042,959 | € 455,835 | ▼ 56% |
| Land & buildings | € 281,547 | € 248,487 | € 213,030 | € 170,636 | ▼ 20% |
| Retained profit | € 2,947,166 | € 3,157,300 | € 3,229,062 | € 3,236,062 | |
| Dividend | € 400,000 | € 450,000 | € 400,000 | € 550,000 | ▲ 38% |
| Bank debt | € 161,528 | € 125,353 | € 94,586 | € 74,889 | ▼ 21% |
| Balance sheet total | € 5,211,825 | € 4,946,040 | € 5,197,472 | € 5,017,768 | ▼ 3% |
| Employees (FTE) | 19.7 | 20.2 | 19.8 | 21.1 | ▲ 1.3 |
Key figures of Chamizo Fietsen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Chamizo Fietsen?
What happened at Chamizo Fietsen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 557,000 (▲ 18% vs 2024). Source: NBB ↗
- New establishment in Sint-Katelijne-Waver. KBO
- Start of the company according to the CBE. KBO
In short
From € 743,352 profit in 2022 to € 557,000 profit in 2025.
Paid € 857,007 in corporate taxes since 2022.
Best year ever: 2022, with € 743,352 profit.
On average € 103,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Chamizo Fietsen are Patrick Chamizo Montero and Iris Levens.
Directors
According to the 2025 annual accounts
Patrick Chamizo Montero
Director
Iris Levens
Director
Establishments
Establishment units
Physical locations of this company
Liersesteenweg 88
2860 Sint-Katelijne-Waver
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0445.177.540
- VAT number
- BE 0445.177.540
- Registered office
- Liersesteenweg 88, 2860 Sint-Katelijne-Waver
- Names & denominations
- Chamizo Fietsen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 September 1991
- Peppol
- Active · Active since 18 Sept 2025
- Contact
- chamizo.be
- Activities · NACE
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