Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CHOPIN from Zele, company number BE0444896240, closed financial year 2025 with a result of € -10,077 after tax. Compared with financial year 2024, the result moved from € -527,514 to € -10,077. The company made a loss. The buffer shrank hard: equity is 59 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 6,922
▼ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,077
▲ 98 % less loss than in 2024
Profit after tax over the fiscal year.
€ 14,113
▲ € 12,337 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -393,860.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 46,796
▲ € 46,535 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,684
▲ € 19,137 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 54,214 | € -4,452 | € -7,206 | - | |
| Profit after taxes | € 28,147 | € -20,763 | € -527,514 | € -10,077 | ▲ € 517,437 |
| Equity | € 565,277 | € 544,513 | € 16,999 | € 6,922 | ▼ 59% |
| Total debts | € 416,003 | € 426,946 | € 405,955 | € 546,727 | ▲ 35% |
| Cash | € 534 | € 257 | € 1,776 | € 14,113 | ▲ € 12,337 |
| Land & buildings | € 406,943 | € 396,577 | € 421,178 | € 410,709 | ▼ 2% |
| Retained profit | € 164,495 | € 143,732 | € -383,783 | € -393,860 | ▼ € 10,077 |
| Bank debt | € 131,000 | € 131,000 | € 0 | € 0 | |
| Balance sheet total | € 981,280 | € 971,460 | € 422,954 | € 553,649 | ▲ 31% |
Key figures of CHOPIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHOPIN?
What happened at CHOPIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,077. Source: NBB ↗
- Miguel Beirens became a director. NBB
- New establishment in Zele. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,147 profit in 2022 to € 10,077 loss in 2025.
Paid € 10,351 in corporate taxes since 2022.
Best year ever: 2022, with € 28,147 profit.
Management
The stake of AGGERIS, Unidevelop comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CHOPINBehind CHOPIN is Miguel Beirens. The shares are held by AGGERIS (100%) and Unidevelop (33.3%).
Directors
According to the 2025 annual accounts
Miguel Beirens
Bestuurder
Also active at: Q-IMMO, VAN AKELYEN BOUWMATERIALEN, DS, BEVATRANS, BEVA - INVEST, Bepo Invest, AGGERIS, BB-Projects +7 more
since 2024
Shareholders
100%
33.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Heirbaan 19
9240 Zele
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →STK-INVEST
€ -540 gross margin · 2025
VAN AKELYEN BOUWMATERIALEN same network
€ 17.9 million revenue · 2025
BEVATRANS same network
€ 720,009 gross margin · 2025
BEVA - INVEST same network
€ 1.4 million gross margin · 2025
Bepo Invest same network
€ 430,256 gross margin · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.896.240
- VAT number
- BE 0444.896.240
- Registered office
- Heirbaan 19, 9240 Zele
- Names & denominations
- CHOPIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 August 1991
- Peppol
- Active · Active since 15 Oct 2025
- Activities · NACE
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Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
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Ontwikkeling van residentiële bouwprojecten
Activiteiten van hoofdkantoren
Diverse ondersteunende activiteiten ten behoeve van voorzieningen
Handel in eigen onroerend goed
Overige zakelijke dienstverlening, neg