Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BCA from Ternat, company number BE0444777959, closed financial year 2025 with a result of € 113,957 after tax. For that financial year BCA recorded a gross margin of € 978,654 and equity of € -85,112. Compared with financial year 2024, the result moved from € -102,026 to € 113,957. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 14, 2026.
€ -85,112
▲ € 113,957 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 113,957
▲ still € 102,026 loss in 2024
Profit after tax over the fiscal year.
€ 35,890
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -239,112.
People and assets in 2025
7.7
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 758,206
▲ 4% vs 2024
€ 98,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 17,200
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 318,624
▼ 21% vs 2024
Loans from banks and other lenders, long and short.
€ 209,326
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 225,710
▼ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,035,519 | € 934,942 | € 823,964 | € 978,654 | ▲ 19% |
| Profit after taxes | € -40,598 | € -35,784 | € -102,026 | € 113,957 | ▲ € 215,982 |
| Equity | € -61,260 | € -97,044 | € -199,069 | € -85,112 | ▲ € 113,957 |
| Total debts | € 1,215,415 | € 1,138,468 | € 929,468 | € 808,365 | ▼ 13% |
| Cash | € 122,175 | € 106,990 | € 44,230 | € 35,890 | ▼ 19% |
| Retained profit | € -215,260 | € -251,044 | € -353,069 | € -239,112 | ▲ € 113,957 |
| Bank debt | € 632,323 | € 614,145 | € 403,492 | € 318,624 | ▼ 21% |
| Balance sheet total | € 1,154,156 | € 1,041,424 | € 730,399 | € 723,253 | ▼ 1% |
| Employees (FTE) | 9.4 | 7.3 | 7.2 | 7.7 | ▲ 0.5 |
Key figures of BCA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BCA?
What happened at BCA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cesar Invest BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 113,957. Source: NBB ↗
- Cesar Invest BV became a director. NBB
- New establishment in Ternat. KBO
- Start of the company according to the CBE. KBO
In short
From € 40,598 loss in 2022 to € 113,957 profit in 2025.
Paid € 10,941 in corporate taxes since 2022.
Best year ever: 2025, with € 113,957 profit.
On average € 127,100 of value added per employee in 2025.
Management
The stake of CESAR INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BCAThe shares are held by CESAR INVEST (20%).
Directors
According to the 2025 annual accounts
since 2020 · until 2027
Shareholders
20%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Heidestraat 36A box 3
1742 Ternat
Heidestraat 36 box A3
1742 Ternat
Active since 23 August 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
Domain
Domain
bca.eu
Registrar
Combell NV
Website info
Features
Security
Details
- Company number
- 0444.777.959
- VAT number
- BE 0444.777.959
- Registered office
- Heidestraat 36A bus 3, 1742 Ternat
- Names & denominations
- BCA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 1991
- Peppol
- Active · Active since 28 Jan 2026
- Contact
- bca.eu [email protected]
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