Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AGMA from Kalmthout, company number BE0444674427, closed financial year 2025 with a result of € 31,677 after tax. For that financial year AGMA recorded a gross margin of € 188,247 and equity of € 891,068. Compared with financial year 2024, the result moved from € 6,451 to € 31,677. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 891,068
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,677
▲ € 25,226 vs 2024
Profit after tax over the fiscal year.
€ 12,853
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 137,266.
People and assets in 2025
€ 84,565
▼ 26% vs 2024
Of which on lease € 73,758.
Debts at end 2025
€ 456,435
▼ 18% vs 2024
€ 102,669 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,174
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,110
▲ € 11,418 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 138,237 | € 165,162 | € 155,259 | € 188,247 | ▲ 21% |
| Profit after taxes | € 17,680 | € 14,259 | € 6,451 | € 31,677 | ▲ € 25,226 |
| Equity | € 838,681 | € 852,940 | € 859,391 | € 891,068 | ▲ 4% |
| Total debts | € 1,047,256 | € 981,866 | € 915,639 | € 815,523 | ▼ 11% |
| Cash | € 5,466 | € 9,139 | € 22,046 | € 12,853 | ▼ 42% |
| Land & buildings | € 1,614,933 | € 1,605,361 | € 1,582,316 | € 1,556,970 | ▼ 2% |
| Retained profit | € 84,879 | € 99,138 | € 105,589 | € 137,266 | ▲ 30% |
| Bank debt | € 755,961 | € 653,429 | € 554,426 | € 456,435 | ▼ 18% |
| Balance sheet total | € 1,885,938 | € 1,834,807 | € 1,775,031 | € 1,706,591 | ▼ 4% |
Key figures of AGMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AGMA?
What happened at AGMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sofie De Coster stepped down as director. NBB
- Eddy De Coster stepped down as director. NBB
- Rita Willemse stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 31,677 (▲ € 25,226 vs 2024). Source: NBB ↗
- Sofie De Coster became a director. NBB
- Eddy De Coster became a director. NBB
- Rita Willemse became a director. NBB
- New establishment in Kalmthout. KBO
In short
From € 17,680 profit in 2022 to € 31,677 profit in 2025.
Paid € 24,369 in corporate taxes since 2022.
Best year ever: 2025, with € 31,677 profit.
Management
Directors
According to the 2025 annual accounts
Sofie De Coster
Director
since 2026 · until 2032
since 2026 · until 2032
Rita Willemse
Director
since 2026 · until 2032
Establishments
Establishment units
Physical locations of this company
Dorpsstraat (Dp) 24
2920 Kalmthout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.674.427
- VAT number
- BE 0444.674.427
- Registered office
- Dorpsstraat (Dp) 24, 2920 Kalmthout
- Names & denominations
- AGMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 1991
- Peppol
- Active · Active since 27 Mar 2025
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