Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
53 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
IMMO J.F. from Charleroi, company number BE0444631964, closed financial year 2025 with a result of € 7,801 after tax. For that financial year IMMO J.F. recorded a gross margin of € 36,709 and equity of € 181,925. Compared with financial year 2024, the result moved from € 6,861 to € 7,801. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 19, 2026.
€ 181,925
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,801
▲ 14% vs 2024
Profit after tax over the fiscal year.
€ 93,192
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 132,346.
Debts at end 2025
€ 135,753
▼ 14% vs 2024
€ 23,706 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,594 | € 42,711 | € 41,706 | € 36,709 | ▼ 12% |
| Profit after taxes | € 8,445 | € 11,875 | € 6,861 | € 7,801 | ▲ 14% |
| Equity | € 155,387 | € 167,263 | € 174,124 | € 181,925 | ▲ 4% |
| Total debts | € 419,771 | € 394,374 | € 361,037 | € 339,585 | ▼ 6% |
| Cash | € 85,464 | € 92,781 | € 86,799 | € 93,192 | ▲ 7% |
| Land & buildings | € 346,905 | € 329,378 | € 311,850 | € 294,322 | ▼ 6% |
| Retained profit | € 105,808 | € 117,684 | € 124,545 | € 132,346 | ▲ 6% |
| Bank debt | € 208,754 | € 183,357 | € 157,520 | € 135,753 | ▼ 14% |
| Balance sheet total | € 575,158 | € 561,637 | € 535,161 | € 521,510 | ▼ 3% |
Key figures of IMMO J.F., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to IMMO J.F.?
What happened at IMMO J.F. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,801 (▲ 14% vs 2024). filed late Source: NBB ↗
- Liliane SCHELLAERT stepped down as director. NBB
- Joelle BIEVEZ stepped down as director. NBB
- Florence BIEVEZ stepped down as director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,445 profit in 2022 to € 7,801 profit in 2025.
Paid € 11,434 in corporate taxes since 2022.
Best year ever: 2023, with € 11,875 profit.
Management
It owns 20% of GROUPE B itself.
Directors
According to the 2025 annual accounts
· until 2025
Joelle BIEVEZ
Director
· until 2025
Florence BIEVEZ
Director
· until 2025
Establishments
Establishment units
Physical locations of this company
Boulevard Joseph Tirou 17 box 41
6000 Charleroi
Place de la Quairelle 17
6040 Charleroi
Active since 26 July 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 53 companies are registered at this address.
All companies at this address →Caisserie Jean Van Campenhout
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€ 32,328 gross margin · 2025
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€ -528 gross margin · 2025
AC STYLING
€ 87,924 gross margin · 2025
PEOPLE TRANSFERT SERVICES
€ 242,451 gross margin · 2024
+48 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.631.964
- VAT number
- BE 0444.631.964
- Registered office
- Boulevard Joseph Tirou 17 bus 41, 6000 Charleroi
- Names & denominations
- IMMO J.F.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 July 1991
- Peppol
- Active · Active since 18 Dec 2025