Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Pharmacie Savenay from Neupré, company number BE0443957716, closed financial year 2025 with a result of € 100,123 after tax. For that financial year Pharmacie Savenay recorded a gross margin of € 515,029 and equity of € 744,186. Compared with financial year 2024, the result moved from € 88,408 to € 100,123. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 9, 2026.
€ 744,186
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 100,123
▲ 13% vs 2024
Profit after tax over the fiscal year.
€ 221,962
▲ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 713,173.
People and assets in 2025
6.4
Average over the fiscal year, from the social balance sheet.
€ 268,533
▲ 4% vs 2024
€ 42,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,130
▲ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 460,627
▼ 16% vs 2024
€ 85,084 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 227,482
▲ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 61,810
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 477,105 | € 497,065 | € 499,919 | € 515,029 | ▲ 3% |
| Profit after taxes | € 125,764 | € 118,474 | € 88,408 | € 100,123 | ▲ 13% |
| Equity | € 943,181 | € 1,061,655 | € 644,063 | € 744,186 | ▲ 16% |
| Total debts | € 2,671,468 | € 2,461,865 | € 2,823,528 | € 2,725,062 | ▼ 3% |
| Cash | € 154,418 | € 169,934 | € 151,792 | € 221,962 | ▲ 46% |
| Land & buildings | € 1,542,225 | € 1,501,640 | € 1,462,618 | € 1,429,547 | ▼ 2% |
| Retained profit | € 912,168 | € 1,030,642 | € 613,050 | € 713,173 | ▲ 16% |
| Dividend | € 0 | € 0 | € 506,000 | € 0 | ▼ 100% |
| Bank debt | € 759,986 | € 629,034 | € 545,127 | € 460,627 | ▼ 16% |
| Balance sheet total | € 3,614,649 | € 3,523,520 | € 3,467,591 | € 3,469,248 | |
| Employees (FTE) | 5.6 | 6.2 | 6.4 | 6.4 |
Key figures of Pharmacie Savenay, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pharmacie Savenay?
What happened at Pharmacie Savenay in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 100,123 (▲ 13% vs 2024). Source: NBB ↗
- Marc SAVENAY stepped down as director. NBB
- Charlotte SAVENAY became a director. NBB
- Chloé SAVENAY became a director. NBB
- Marc SAVENAY became a director. NBB
- New establishment in Neupré. KBO
- Start of the company according to the CBE. KBO
In short
From € 125,764 profit in 2022 to € 100,123 profit in 2025.
Paid € 197,037 in corporate taxes since 2022.
Best year ever: 2022, with € 125,764 profit.
On average € 80,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pharmacie Savenay are Charlotte SAVENAY and Chloé SAVENAY. The shares are held by Chloé SAVENAY (49.1%), Charlotte SAVENAY (49.1%), Marc SAVENAY (0%) and Marie-Jeanne SCHEEPERS. It owns 100% of PHARMACIE NEUVILLE-VILLAGE itself.
Directors
According to the 2025 annual accounts
since 2023
Chloé SAVENAY
Director
since 2023
Marc SAVENAY
Director
since 2023 · until 2025
Shareholders
Chloé SAVENAY
49.1%
Charlotte SAVENAY
49.1%
Marc SAVENAY
0%
Marie-Jeanne SCHEEPERS
Participations
Establishments
Establishment units
Physical locations of this company
Route du Condroz(N) 84
4121 Neupré
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
HETZNER-AS, DE
Website info
Features
Security
Network
Details
- Company number
- 0443.957.716
- VAT number
- BE 0443.957.716
- Registered office
- Route du Condroz(N) 84, 4121 Neupré
- Names & denominations
- Pharmacie Savenay
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 April 1991
- Peppol
- Active · Active since 17 Nov 2025
- Contact
- pharmaciesavenay.be
- Activities · NACE
Apothekers
Detailhandel in farmaceutische producten